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Can a driver with no insurance clain of your insurance?
Sorry, the driver with no insurance can claim of your insurance. He/she has no legal right to lodge such unauthorised claim.
Is an insurance carrier's right to subrogate against another party by the terms of the insurance contract?
In most insurance policies today part of the terms are an agreement by the insured to cooperate with the insurer. Cooperation requries the insured to participate and assign their rights to the insurance provider for claims the insured has against the original tortfeasor. In the event that the insurer pays a claim that was caused by a 3rd party, the insurance provider will requrie their insured to sign over subrogation rights. In the case of uninsured motorist coverage, the insurance provider's right of subrogation is created by statute.
Can insurance companies call on receipts submitted in a claim?
Not sure what you are asking but insurance companies have the legal right do require proof of spending for claim settlement.
Do you need to file your auto insurance claim with your taxes when filing them?
Your auto insurance claim has nothing to do with filing your income taxes. You file your auto claim by notifying your agent right when the incident occurs so they can start working on the claim as fast as possible.
If a rental home insurance provider wants to settle a third party injury claim can you insist they instead defend the case if there is no fault in industry code to the property where the injury happen?
No, Your Insurance contract gives the Insurance company the right to settle or defend whichever is cheaper. If the insured property owner interferes with the companies decisions you could forfeit all coverage under your policy for that claim and even get your policy cancelled.
Can a claim be made against a person's insurance without their permission?
Anytime you make a claim with your own insurance company against someone else's company or their company directly, the company taking the claim by law has to fully verify and investigate the claim being made. Not only that, no insurance company in their right mind would pay out insurance claims without checking them out first.
Do insurance always come out to look at a claim?
Generally Yes, Your insurance company has the right to inspect a loss before they issue a payment.
How do you file a insurance claim against the party that was at fault in an accident that occurred in a parking lot Without involving my insurance company.?
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?
Can car insurance company sue you for not enough property damge insurance in louisiana?
The question is not altogether clear, but it seems to relate to the insurance concept of "subrogation". This is an equitable process by which. when an insurance company pays the claim of its own insured, it "inherits" the right to pursue the wrongdoer (presumably, you) to collect back what it paid. If the wrongdoer had some liability insurance, but not enough to cover 100% of the other insurer's claim, it still has the obligation to try to settle the claim "within policy limits" (meaning, to compromise the claim), if it is possible to do so so that you are not exposed to personal liability for the excess. Keep in mind that if you deny fault for the occurrence, your liability insurer normally still has the right to pay and to settle the claim as the insurance policy notmally gives the insurer the right to "control the defense".
If my friend got into a car accident in New York and didn't inform me of it for a year Can the insurance deny the claim even if I wasnt aware of it and reported the claim as soon as I found out?
They do have a right to deny the claim.
What are the allegation of claim against the insurance company?
When an insurance claim is lodged by an insured on the insurance company, it's a liability on them. The main allegations against the the insurers relatinlating to claim is delayed payment, denial of claim drastic reduction in claim amount on silly pretexts etc. The regulatory authorities have tried to minimize the sufferings of the insured persons by implementing many rules and regulations. Introduction of TPAs is a step in the right direction.
How can you get the insurance company to say your car is totaled when they claim they can fix it?
You can't. Usually it is up to the insurance company's discretion. They have the right to settle their insurance claims for as little as possible without litigation. \
