YES. BUY SOME COMPANIES RESERVE THE RIGHT TO SUBROGATE THE CLAIM. THIS MEANS THEY WOULD COME AFTER THE At Fault AND TRY TO COLLECT WHAT THEY PAID OUT. BUT AGAIN IT DEPENDS ON THE STATE U live in
There are some companies that will offer insurance if your license is suspended, your best bet is a local insurance company that represents multiple insurance companies.
NO, It's just the opposite. An SR22 Filing does not Get your License Suspended, But rather "Failing to get the SR22 Filing from Your Auto Insurance Company" after a serious violation is what causes your license to get suspended.
You can have insurance on a suspended plate. If you get in an accident with a suspended plate, though, your insurance company may not cover the accident because the car was not legal to drive.
If your license is suspended, you should not be driving any vehicle, including a company vehicle. The company should not allow you to drive.
You will just have to contact your insurance company and ask them. Some companies will drop your policy while others will not.
In some states yes. You would need to ask your insurance company if that applies to you.
It's not likely due to the fact that the company would consider the person a high risk. In most states it would not be legal to insure a nonlicensed driver. In many cases person's who have a licensed suspended will have valid insurance coverage cancelled or at the very least resticted. This is not always true. If you go to Progressive.com there is an option for a suspended license as you can pay your ticket or take care of the suspension and remain with your insurance company. Your premiums will be higher, but you will be able to get insurance.
The family member needs be excluded to keep your insurance in effect.
No insurance company will cover you for driving whilst suspended. Any illegal activity will deem your policy null and void.
If your policy was still active, then it is covered, If you suspended? or rather cancelled your coverage. Then it is not covered. If you had taken your auto out of us and suspended your insurance than you will need to again restore your auto from non-use to use and notify your insurance company of the same before you start using your auto. You have not done this and hence even if you have valid insurance the insurance company is liable to pay only liablity - if any and not for damage to your own automobile.
If they're caught, your car may be impounded, and it will certainly be reported to your insurance company, who will increase your insurance rate because of it.Added: . . . and, if you allowed it, you could be charged with 'Permitting an Un-Licensed Operator" to drive.
They will probably try to deny coverage on your claim. Did you inform them that your license was suspended? Probably not, I imagine.