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Your daughter borrowed your car and had accident she has coverage from a different insurance company Will your insurance or her insurance cover the cost?
Wiki User
∙ 15y ago
That's usually dependent on the state laws and individual policies. most states go to the vehicle first then the driver. If she lives with you she better be on your policy already or the have cause to deny it. If her policy covers her driving other cars (most do) then you can go through hers.
As long as both companies accept coverage, then its your choice.
Wiki User
∙ 15y ago
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Is there something called Accident Only Insurance?
Yes, there is a such thing as Accident only Insurance coverage. Accidental only insurance coverage covers any accident that leads to injuries that result to loss of limps, eye sight or life.
Will AARP auto insurance cover you if you are driving someone else's car that gave you permission?
First of all AARP is not an insurance company. The Hartford insurance company is promoted by AARP. Usually the first line of coverage is with the policy that insures the vehicle involved in the accident. If that coverage is not sufficient to cover then the policy insuring the driver of the borrowed car may be able to add extra coverage.
If you got auto insurance coverage and were in an accident the same day what is the coverage for a claim?
Insurance is VERY specific when it comes to when coverage starts. If you had the accident BEFORE you got insurance any damage sustained before you purchased the policy damage would not be covered. If you had an accident after the purchase of the policy then any damages would be covered.
What happens if the damages in an accident exceed the insurance coverage of the person at fault?
You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :
What insurance provides medical and property damage coverage if you are in an accident with someone who does not have insurance?
Usually your own insurance.
How to handle accidental death insurance?
"Different banks offer different forms of accidental death insurance. The coverage may not be the same as traditional life insurance and it could be less expensive. The coverage also has certain stipulation, such as they will only pay if the death was cause by a proven accident and so on."
If you have full coverage insurance and a person who is not licensed gets into an accident in your vehicle can insurance cover your car damage?
Yes.Thats what full coverage covers
What do you do if your insurance lapses during an accident?
Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.
What exactly is accident only insurance coverage, and who is eligible for it?
Accident only insurance coverage is a type of insurance that those who are hospitalized for injuries and other disabiling work related causes. All are eligible except those who are eligible for Medicare.
Are you covered by your insurance if you are driving in a cast and are involved in a car accident?
It depends on your coverage & the state, but normally if you have full coverage your insurer will cover any accident you are in.
A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
If you are in an accident with someone whose insurance lapsed but you have full coverage will your insurance cover it?
Yes they will, but you may have to pay a deductable if you do not have uninsured motorist coverage, and you you must have comp & coll coverage.
