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If 'you' were At Fault, or there was no other party involved (ie: backing into a pole..), then 'you' are. Even if 'you' were on the policy, it only covers damage to other vehicles/property/people, no coverage for dmg to car itself. If the vehicle was in the care, custody, and control of someone given permission to drive it, then that someone is responsible for any and all damage to the vehicle.

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Q: You were involved in an accident with your dads automobile and he has only liability insurance and you are not on the policy who is responsible?
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How much do auto insurance rates increase from an accident?

After an automobile accident the automobile insurance carrier will usually raise the rates of the liability 7-10% depending on the severity of the accident.


If you are involved in an accident and have auto liability insurance and the other driver does not what are your rights?

Liability insurance for drivers is a requirement in the state of Mississippi. The other party involved in this accident does not have insurance. I do have liability insurance. The accident was not reported although law enforcement was called and an accident report was completed. The other party now wants me to fix her automobile. What are my rights in this situation?


What can you do if you have liability who was hit by someone with liability insurance?

If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.


How much personal liability insurance do Georgia car insurance laws require?

You will need the basic liability insurance. This means that you will be covered for the other person's car if you are in fact responsible for the accident.


In Michigan if you are in an accident not at fault and have liability insurance only is the driver at fault responsible for damages to your car?

yes


How can insurance liability be used against you?

Insurance liability is found in different scenarios, but for this example I will use Auto Insurance liability. Most automobile lenders require anyone with an auto loan to have insurance liability. This means if you cause an accident while operating your vehicle, you may be made liable to pay the costs of damages and medical bills. While insurance liability is a good thing to have, especially if you are the one who is the victim of an accident, it can also be a costly, though necessary thing to have.


If an insured driver was driving your uninsured car would their insurance cover an accident?

Only if the driver was responsible and only for his liability


When an individual has an automobile accident and someone is injured are they required to complete an accident injury claim with their insurance company?

When people have accidents in their automobile and someone is injured it is required to report it to the police and to their insurance company. This is because the injured person may need a doctors care and the person responsible for the accident is the one that will be required to pay through their insurance company.


What has the author Jeffrey O'Connell written?

Jeffrey O'Connell has written: 'The injury industry and the remedy of no-fault insurance' -- subject(s): Automobile Insurance, Insurance, No-fault automobile, Law and legislation, Liability for traffic accidents, No-fault, United States 'Payment for pain & suffering' -- subject(s): Automobile Insurance, Compensation (Psychology), Damages, Medical jurisprudence, Pain, Personal injuries, Public opinion, Suffering 'The injury industry and the remedy of no-fault auto insurance' -- subject(s): Insurance, No-fault automobile, Liability for traffic accidents 'The Lawsuit Lottery' -- subject(s): Accident Insurance, Accident law, Actions and defenses 'Five 20th century college presidents'


Driver become subject to liability insurance law when accident damages amount to?

You are subject to liability insurance requirements whether or not an accident occurs. An accident has nothing to do with liability requirements. You are required to have liability insurance of at least the minimum required by your state before getting into a vehicle and driving it. Driving is what triggers the law.


What has the author Alma Cohen written?

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In a two car accident who is responsible for the deductible?

If you are going through your own insurance, you are responsible for your collision deductible. If the other person is at fault, you can go through their insurance under their liability coverage so you do not have to pay a deductible.