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You were in an accident with someone with a full coverage you paid his 500 deductible and his company wants you to pay the repair charges How come?
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∙ 14y ago
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Can you still collect on your own insurance without paying the deductible after an accident.?
If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.
Is there a deductible with full glass coverage?
This is something that varies from company to company. Usually if there is just a minor repair to the glass, and not complete replacement, your deductible is not touched.
Difference between a deductible and a premium?
A premium is the amount of money you pay the auto/health insurance company monthly, quarterly, or biannually whether or not you get in an accident or go to the hospital. The higher your premium the lower your deductible, and the lower your premium the higher your deductible. A deductible is the amount of money after you get in a car accident or visit the hospital before your insurance company pays anything. After you have met your deductible the insurance company covers the rest of the expenses.
How would you be compensated for a hit and run accident if you have full coverage on your vehicle?
your insurance company will pay for the repairs. You may even have a policy that waives the deductible. Be sure to know all your options before accepting a settlement.
Who pays when a parked car is hit by another car that was hit for a running away car?
I believe you are saying one care is parked and is hit by another car that leaves the scene of the accident. If your vehicle has uninsured motorist coverage then the UM coverage will pay to repair your vehicle less your deductible. If later a witness or the offender turns himself in and your company had already paid, the other party will reimburse the insurance company and they will reimburse you for your deductible.
Who do you file the claim with?
It's always best to file with your company assuming you have the appropriate coverage, then let them sort it out. Although you will incur you deductible. But if the other company accepts liability, you will get your deductible back eventually.
Does Comprehensive covers if you hit your other car on the driveway?
This would be covered under collision coverage. I would hope that the insurance company would only count it as one accident and would only charge you one deductible.
If a patient refusedto pay their deductible can the insurance company drop their coverage?
AnswerNo, the deductible is owed to the doctor or hospital. The insurance company doesn't care if you pay it or not. In most cases we'll have no idea whether or not you paid.
How do you deal with an insurance company for a truck struck by lightning?
Lightning is covered under Comprehensive coverage, if the vehicle has that particular coverage on it at the time of the incident. If you have that coverage is place, file a claim with your insurance company, and you should be compensated for your loss, minus the deductible.
What does a deductible mean if you are in a car accident?
A deductible, or insurance deductible, is an amount of money the first of which the insurance company will not pay towards the cost of the loss suffered. For example, a $500 deductible means that the insurance company will not pay the first $500 of a loss. Deductibles are made for the purposes of keeping the costs of insurance down by making the insured pay a certain amount of money and not make a claim towards minor losses. If the accident is the other person's fault, either their insurance company will pay that deductible or you can sue them in court.
What if someone hits your car and they leave the scene without exchanging information?
In this case you would use your Uninsured Motorist coverage if you have this coverage. Your UM coverage will pay for damage to your vehicle less your deductible. If later the person is found and their insurance or they personally pay for the damages then your insurance company will get reimbursed and you will also get back your deductible that you paid in you UM coverage.
Is your insurance company responsible for cleanup of the accident?
As a rule of thumb, the responsible parties insurance carrier in an automobile accident would cover tow charges to the other parties vehicle (as well as the tow charges for your vehicle, providing you carry collision coverage), and the "clean-up" is usually performed by the tow company. Therefore, the responsible carrier would be responsible for the charges. Otherwise, they could be liable for addition accidents or damages caused from the debris left behind.
