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You borrowed your friends car was in an accident and HE does not have insurance on his car Are you responsible?
Wiki User
∙ 13y ago
Yes.
Not technically,whoever has ownership of the vehicle is legally responsible for the damages caused. However, if they can prove you did not have permission to take/drive the car they can probably bring a successful claim against you in small claims court typically 5K max.
Wiki User
∙ 13y ago
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Does my insurance premium go up if you are involved on an accident which i borrowed a friends car?
If the accident goes on your driving record, yes.
If you let a friend use your car and he gets into accident who' s insurance comany is responsible if we both have insurance?
the owner of the car as in you not your friends sorry
If a friend drove your vehicle when there was no insurance and was involved in an accident who is liable for the cost to replace the car?
There is more than one answer to this question. Because you did not state who was at fault in the accident. If the other driver was at fault, it is that person or their insurance company that is responsible for the repairs on your car. If it is the friends fault, then it is the friend that is responsible. Even if the friend did or did not know you had did not have insurance.
What if your driving a friends uninsured vehicle with them and have and accident with another uninsured vehicle but you do have uninsure motorist insurance on your own car who insurance is responsible?
Since you are the only person with insurance it would be your insurance that pays, if your policy says this situation is covered. It depends on your insurance policy. Some cover you, others don't
If you have an accident driving your friends car who insurance covers?
typcially , ''insurance stays with the car'' meaning the insurance on the vehicle would be primary..........
What happens if I'm driving my friends car and i get into an accident but my license is suspended will her insurance cover the damage?
It all depends on her insurance cover
What happens if you don't have insurance and you get into a car accident driving your friends car she has insurance?
As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.
If you borrowed a car with permission damaging the bumper on an object and the owner had it repaired on her own without notifying her insurance are you responsible if she now asks for reimbursement?
How badly do you want to remain friends with this person? Do you want to end up in front of Judge Judy? Did you promise to pay for the damage? You know what the right answer is. Just because they didn't claim this on their insurance policy doesn't make you any less responsible.
Do insurance companies frown upon lending vehicles to friends?
Only if the friend gets into an "at fault" accident.
Are you covered by a friends insurance if you borrow their car and get into an accident?
Yes, unless you are under the influence of alcohol or drugs
Do you have auto insurance if you are on someone else's insurance policy?
Answer If you have Auto Insurance and it's on your parents Insurance Plan then yes you have Insurance, but if you are on a friends Insurance Plan, I don't think you'd be covered in an accident unless that person is your girlfriend, boyfriend.
Your car was totaled in a cardeer accident the insurance was in a friends name and a check was mailed by the insurance whos check is it mine or his?
Legally, its the friends because the insurance was in the friends name. Insurance checks are meant to be used on repairs to the vehicle or toward the purchase of a new vehicle. So you could try to force the friend to use the check toward the vehicle by taking them to court. Or you can start paying for your own insurance and not have to worry about the loyalty of your friends.
