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Are you covered by a friends insurance if you borrow their car and get into an accident?
Wiki User
∙ 13y ago
Yes, unless you are under the influence of alcohol or drugs
Wiki User
∙ 13y ago
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If you borrow a motorcycle and have an accident are you covered on their insurance?
Only if you are a named driver on the policy.
Who is liable if you have an accident and you have no insurance but the owner of the car you borrow has insurance?
Well in 2 different states that I have lived and worked in the insurance follows the vehicle not the person. If someone is letting you borrow there vehicle then they are accepting responsibility for your actions, therefore the accident would be covered on there policy. Of course I would check with state laws to make sure.
Can you borrow your parent's car without being a named driver on their insurance policy?
Yes, you can borrow your parents' car without being a named driver on their insurance policy. Depending on the type of policy and its actual rules, you might or might not be covered in case of an accident.
You are driving a friends car but your car has insurance and his car has his insurance will you be covered?
Your are insured. I just called 3 agents. Progressive, Geico, and all-state. Again, every state is different. In Wisconsin, the insurance follows the car, so if you borrow someone's car, you are borrowing their insurance. This means that if you lend your car to someone, and they have an at-fault accident, your insurance will be primary (theirs is secondary), and it is likely your insurance rates that will be affected!
If i have a driver's license and i don't have car insurance can i borrow my friends car?
Yes you can borrow it, but if he doesn't have insurance then you could be breaking the law.
If you borrow a friends car and wreck it will your liability insurance cover the damages?
depends on your insurance plan, call your adjuster.
When you borrow a motorcycle do you need a license and insurance?
ypu need a license, if the person who owns the bike has insurance make sure there is coverage for occasional driver before you borrow it, otherwise it could cost you a fortune if your are in an accident
Will your insurance cover an accident if your friend was driving?
It should, if you let someone borrow your car, coverages should apply.
Is an uninsured friend covered by your full coverage insurance if you let them borrow your car in Ohio?
no No. The person who is borrowing the car must also have insurance.
If you borrow a friend's car with permission are you covered under their auto insurance?
Generally barring any exclusion in the policy.
If you let your sister borrow your insured car and she is in an accident and charged for the accident does her insurance cover the accident or will yours?
In general, insurance follows the car rather than the driver. So, if your sister is driving your insured car and is involved in an accident, your insurance would typically be the primary coverage for the incident. However, it's important to review the specific terms and conditions of your insurance policy to confirm this.
Do you need to turn in an accident if you let your son borrow your car?
Yes, if there was damage to another's car or property so your insurance can cover it.
