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Yes. My car was stolen not once, but twice within a one month period. I just moved into a new apartment and I accidentally left my keys hanging outside still in the lock. I awoke the next morning and immediately discovered that not only my keys were missing, but my car as well. They recovered it 3 days later totally wrecked. I luckily had full coverage, and they paid for all repairs & even a rental car until I got it back. They didn't change the locks or alarm on my car as I requested, and you guessed it, a day later my car was gone again. The insurance company gave me 2 weeks, then finally wrote the car off as a total loss, and paid me for the blue book value at the time. I only lost out $896 on the total value.

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Q: Will the insurance company pay for a car if it was stolen using the key?
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Do you have to continue paying your insurance if your car is stolen?

No, as long as you have let your insurance company know they car is stolen.


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If you have not settled with the insurance company you will have to take it back. If the insurance has paid out it is their car.


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If you only carry liability insurance, that is all that the insurance company is liable for in this state.


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What happens if your car gets stolen and you have no insurance and the car is on finance?

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