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Will insurance company pay for an accident for a non license driver?
Wiki User
∙ 13y ago
The insurance company will make you use your uninsured motorist coverage to pay for a person whose license has been revoked or who does not have insurance when they hit you, and even when it is totally their fault. Just pray the two of you don't have the same insurance company. IF the other person has coverage on their car; but their license is revoked, and you have the same insurance company, my experience is that you will be cheated out of everything that insurance company can cheat you out of. Mine even cheated me out of the car rental I had on my policy, when it was totally the fault of the driver with revoked license--told me I had only seven days of car rental to buy another car; when my policy had 30 days of car rental. This happened in Maryland, where the Insurance ADmin. protects the insurance company before the driver--this is my experience and opinion.
Wiki User
∙ 13y ago
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How does the insurance company of a licensed driver look at an accident where the driver they covered is at fault in an accident where the driver not at fault has a suspended license will the insuranc?
It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.
What happens if you were in an accident and at fault but the other driver had no license?
The license status of the other driver has no bearing on your liability. If you were at fault you are still responsible for any damages and injuries. Just report it to your insurance company as you would any other accident.
Can the other person's insurance company take you to court to suspend your driver license after an accident when you weren't insured?
Only if the legal penalty for driving while uninsured is license suspension.
How do you find out the insurance company by license plate number of vehicle?
Report the accident to the police. Request that the police provide hit and run driver info to your insurance company. This is the only legal way to do what you are asking where I live.
What happens if you get in an accident and the other driver does not have a drivers license?
If they don't have a licence they won't have valid insurance. Your own insurance company will advise; in the UK there is a pool to cover this, but it'll be different elsewhere.
If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
What if the person who hit you does not have a license but has insurance?
If the insurance policy is active and valid and the driver is a covered driver then you file your claim just as in any other accident.
What happens if other driver was at fault but l have license suspended and no insurance?
You will be punished for the violations that you have for driving with a suspended license and for driving without insurance. These punishments will be severe but vary from state to state. The violations on your part will not effect the fault of the accident and if the other party is truly at fault then their insurance company will pay for your damages incurred in the accident.
If your auto is hit the other driver's auto insurance pays all medical expenses and so does your health insurance must you reimburse your company?
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
Can you get car insurance with a permit?
I doubt there is insurance available to you. With a permit, you are actually driving under the authority and liability of the licensed driver in the car. It is their insurance that protects you and other drivers in the event of an accident. Once you have a driver's license and own your own car, you can purchase insurance from almost any insurance company.
Where can you get car insurance with a permit?
I doubt there is insurance available to you. With a permit, you are actually driving under the authority and liability of the licensed driver in the car. It is their insurance that protects you and other drivers in the event of an accident. Once you have a driver's license and own your own car, you can purchase insurance from almost any insurance company.
What do you do when you are involved in an accident that was not your fault but your insurance has lapsed and the other driver wants your information?
Tell that driver exactly that. And see what type of arrangement, you can come up with. In most states, your license will be suspended for a year, so if its not your fault, explain to the driver, even with your information it will not tilt the scales in his favor with the insurance company, but surely damage your license.
