Best Answer

Call your company. Some companies do not cover shifting od the earth. What is causing the sinking? Check your policy under Perils Insured Against, and the section on Exceptions.

User Avatar

Wiki User

16y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Will homeowners insurance cover this My house had an addition built 2 years ago now the addition is sinking The inside of the house is cracking and leaking is spots the wall are starteing to pull away?
Write your answer...
Still have questions?
magnify glass
Related questions

Will homeowners insurance cover a foundation that is cracking?

No unless the foundation crack was caused by something like an earthquake. Normal wear and tear is not covered.

Does homeowners insurance cover a foundation wall caving in if no water or mud is present but cement blocks fall into the basement below ground level?

Homeowners policies have an exclusion for 'settling, shrinking, bulging, cracking, ect. of a foundation or wall. You can report the claim and see what your insurance company does, maybe you are on a sinkhole.

Will homeowners insurance cover repair to a sinking concrete porch?

Homeowners policies exclude damage due to "settling, cracking, bulging, shrinkage or expansion of foundations, walls, floors, ceilings, walks, drives, curbs, fences, retaining walls..." (language varies by state)

Will homeowners insurance cover mortar cracks on a brick home?

No, unless those cracks are a result of a differnt direct loss such as a vehicle hitting the home or a tree falling on it. Most if not all insurance policies exclude cracking in brick, plaster, and drywall as well as vibration.

Does your homeowners insurance cover your driveway cracking and crumbling?

Your homeowner's policy covers unexpected losses like back up of city sewer water into a basement or loss due to burglary. So, unless your driveway is cracking and crumbling because of some unforeseen cause, your homeowner's policy will not cover it. If your driveway was just recently repaired or installed, you might want to check your warranty.

Does homeowners insurance cover a bad slab?

What is bad? Insurance coverage is based on cause or reason. In order to properly answer the question one would need to know why the slab is bad. Why? If a big rig truck ran off the road and into the side of the house and damaged the slab this would be a covered claim. Your homeowners insurance covers claims where a vehicle strikes the house. Did ground water flooding damage the slab? If so you would need flood insurance. No homeowners covers flood. Flood is flood and is insurance offered by FEMA. You don't get flood coverage under homeowners policies. Is the slab bad because the work done to build it was poor? There is no coverage to repair the slab but if the slab being bad caused ensuing damage there may be coverage for ensuing damage. Has the slab just started cracking because no expansion joints were put in the concrete? This is really not a sudden an accidental event. In fact it is normal and thus not something homeowners insurance covers. Need to know why slab is bad to get you a better answer. Tried to answer giving a few different options.

Will homeowners cover a water line that springs a leak causing water to pour into the ground and shift the dwelling cracking the walls?

This could be a complex issue. Resulting damage from a plumbing system leak is generally covered. Expert opinion on the cause of wall cracking (usually excluded) may be needed to determine if the damage to the walls is directly related to the plumbing leak. Report the claim to your insurance company. //

If underground valves in a sprinklerr system burst and caused a lot of cracking in the walls will the insurance comapny pay for the cosmetic work to repair the walls and a soil test?

Most homeowners policys say the loss must be sudden and accidential, and exclude grandual deterioration, but I would turn in the claim, and get the opinion.

How much can your insurance go up with a DUI conviction?

== == Why do you assume you will GET insurance, after a DUI? The insurance industry is cracking down on those who drink and drive, by refusing to insure such drivers.

The walls and floors of your house are cracking does your home insurance pay for repair?

No. Unless the cracking is due to a covered cause of loss. Check your policy for a complete list. For example, if you carry Earthquake Insurance and the cracking is due to a recent quake, then YES there would be coverage. There are also home warranty policies that can be obtained that cover maintenance items such as HVAC, plumbing and you could look there for wall/floor cracking to see if its excluded, but garden variety Homeowner's Insurance will not cover any construction defect or maintenance issues. The intent of the Homeowners policy is to cover sudden and accidental loss even if the loss is not immediately noticeable, while the Contractor who built your home is responsible for building seaworthy homes and if he/she has failed to do so, inquire with them about a resolution, especially if the home is less than 10 years old. Most states require you to seek assistance and resolution from the builder before taking any legal action. This saves you mountains of time and energy to allow the builder to make repairs if they are willing to do so.

What happen when manganese is in brass?

There are often traces of sulfur in brass. The addition of manganese causes MnS to be formed. This reduces the risk of cracking.

How do you spell cracking?

Cracking is correct, as in cracking an egg.