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Homeowners policies exclude damage due to "settling, cracking, bulging, shrinkage or expansion of foundations, walls, floors, ceilings, walks, drives, curbs, fences, retaining walls..." (language varies by state)

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Q: Will homeowners insurance cover repair to a sinking concrete porch?
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Related questions

Does homeowners insurance cover damage caused by a repair man?

Not generally. If the repair man is responsible for damage, he is also responsible to repair it.


Does homeowners insurance cover plumbing repair to a sewer?

Damage must be due to a covered cause for the damage to be claimed on your homeowners insurance. I cannot think of any way damage to a sewer could be from a covered cause.


Does homeowners insurance cover repair for a leaky sewer line?

Inside your home or outside and did you bother to READ your policy?


Will homeowners insurance cover the cost to repair home due to poor construction remodel?

most of the time they will only damages caused by the bad repair not the repair itself 1. Read your policy 2. Call your insurance agent and ask THEM.


Does homeowners insurance cover a shopping cart hitting a car by a person?

Automobiles are covered by Auto Insurance. If you have full coverage auto it will repair any damages caused to your vehicle by the shopping cart, minus your deductible of course. Homeowners Insurance does not cover automobiles, if it did, we would have no need for car insurance.


Will homeowners insurance pay for repair of broken underground sewer line?

I cannot think of any cause for a sewer line damage being caused by something that would be covered by a homeowners policy. It is probably maintenance and not an issue for your home insurance.


Will homeowner's insurance cover the repair of a broken water pipe under a concrete driveway?

dependent


What if there is no homeowners insurance and the house is taken by a tornado?

If you had no insurance then you're out of luck. You'll just have to buy a new house or try to rebuild or repair the one that was damaged by the tornado.


Will homeowners insurance pay for central heating and air condition unit if it goes out?

It depends on why it went out. Your Homeowners policy covers damage resulting from certain perils such as fire wind hail, lightning etc If it's just old ac unit and in need of replacement or repair then NO. Your homeowners insurance does not provide coverage for homeowners normal maintenance and updates.


Will homeowners insurance repair structural issues due to a poor builder?

No. Specific exclusions apply to faulty construction, workmanship, renovations, ect. //


Would my neighbor's homeowners insurance cover my repair costs to the underground wires they cut doing landscaping?

They should. They cut YOUR wires, didn't they?


How do I know if my concrete repair job requires mud jacking?

Mud jacking is a concrete or foundation repair method that is typically used in regions where the ground tends to settle, causing foundation issues. A foundation repair expert can tell you whether mud jacking is needed, a technique that basically fills in the settled area with pumped in dirt and cement mix. Mud jacking is what you need if you have sinking or sunken concrete driveways, patios, walks, steps, or garage floors. Concrete mud jacking fill the voids under the sunken concrete areas with a slurry that’s made of clean soil and cement by forcing this grout into the voids and this lifts or raises the sunken concrete back to the correct level and the grout fills the voids and stabilizes the soil so you won’t have to worry about the concrete sinking again.