Homeowners policies exclude damage due to "settling, cracking, bulging, shrinkage or expansion of foundations, walls, floors, ceilings, walks, drives, curbs, fences, retaining walls..." (language varies by state)
The most effective methods for concrete sinking repair include slabjacking, polyurethane foam injection, and mudjacking. These techniques involve lifting and stabilizing the sunken concrete slab to restore its level and prevent further damage.
Not generally. If the repair man is responsible for damage, he is also responsible to repair it.
To repair a sinking concrete patio deck, first identify the areas that are sinking and assess the underlying cause, such as poor drainage or soil erosion. Remove any debris and use a concrete leveling compound or mud jacking to raise the sunken areas back to the desired level. If necessary, reinforce the soil beneath by adding gravel or compacting it, and ensure proper drainage to prevent future sinking. Finally, seal any cracks and consider applying a concrete sealer to protect the surface.
Damage must be due to a covered cause for the damage to be claimed on your homeowners insurance. I cannot think of any way damage to a sewer could be from a covered cause.
Homeowners insurance claims typically require documentation such as repair receipts, invoices, photos of the damage before and after repairs, and any relevant permits or licenses.
Inside your home or outside and did you bother to READ your policy?
most of the time they will only damages caused by the bad repair not the repair itself 1. Read your policy 2. Call your insurance agent and ask THEM.
Automobiles are covered by Auto Insurance. If you have full coverage auto it will repair any damages caused to your vehicle by the shopping cart, minus your deductible of course. Homeowners Insurance does not cover automobiles, if it did, we would have no need for car insurance.
Mortgage hazard insurance is a type of insurance that protects homeowners from financial losses due to hazards like fire, theft, or natural disasters. It is important for homeowners because it helps ensure that they can afford to repair or rebuild their home if it is damaged or destroyed, providing financial security and peace of mind.
I cannot think of any cause for a sewer line damage being caused by something that would be covered by a homeowners policy. It is probably maintenance and not an issue for your home insurance.
dependent
If you had no insurance then you're out of luck. You'll just have to buy a new house or try to rebuild or repair the one that was damaged by the tornado.