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If you have the proper coverage it will pay with no problem. Your liability insurance will pay for the damage to replace the power pole to the utility company which will demand replacement costs. Your collision coverage will pay for damage to your vehicle. Loss of use coverage will pay for a rental vehicle while your vehicle is being fixed and if not drivable, it will pay for the rental car from the time of the accident until the vehicle is fixed up to the limit, which is usually 30 days maximum. Towing and labor will pay for your vehicle to be towed from the scene to the body shop or your home. Medical Payments coverage will pay for injuries to yourself and/or any passengers in your vehicle. Work Loss coverage will pay for your time out of work if your injuries require you to miss work up to the limits in the policy. There may be others if included in your policy. These coverages must be chosen by you to be included on your policy and that is if they are offered in your State.
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∙ 11y ago
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If you hit a telephone pole and have no car insurance what happens?
you pay out-of-the pocket expenses.
Will insurance pay if you hit a pole and damage your car?
Yes; as long as you have collision coverage for your vehicle. You will only be out of pocket for your deductible.
Does homeowners insurance cover utility poles damaged on your property by a car?
No, You just need to call the utility company. They will take care of their pole. If a car hit the pole, The drivers auto liability insurance could pay the utility pole owner for the cost of repairs.
What if you hit a car and there is no damage to your car?
The insurance will pay for the car you hit.
What do you do if you hit a car in a dealer's lot?
If you are driving their car and hit their car, then their insurance will pay for the damage on both cars. If you are driving your car and hit their car, then your insurance will pay for the damage on both cars.
If someone hit your car in a parking lot and filed a police report does their insurance pay?
if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.
What type of insurance will pay for damages if you hit a tree?
car insurance
If the driver of the car you hit does not have a license does your insurance still have to pay for the car?
Yes.
My car was hit while being parked do i have to have insurance for it to be fixed Or does the person that hit my car insurance pay for the damages?
The other person pays.
If you hit a car and damaged it but your car has no damage. Do you have to pay?
You hit the other car, so yes, you need to pay to have the other car fixed. Your insurance should do this. If not, it is out of your pocket.
Your car was hit while parked and they left no note will your insurance pay for this?
If you have full coverage on your car, then your insurance should pay. But if all you have is liability insurance, then no, it won't pay to fix your car. But there is a chance that your uninsured motorists coverage will pay for the damages, if you have it.
If you only have liability insurance and hit a pole during a snow storm will the insurance company pay to fix your car?
NO. This is considered weather related and at-fault. Sorry. I'm a broker and I have to tell ppl all the time!
