The landlord can ask for a damage deposit when you get your pet. This is fair and covers any possible damage the dog may do. If your dog doesn't do any damage you are entitled to the damage deposit back when you move. Many motels and hotels in Canada and the U.S. ask for a deposit of up to $50 or more if you bring along a pet. In the morning when you are paying your bill they will have one of their employees inspect the room and if all is well you get your $50 back. Marcy
No. Skylights would not effect the cost of homeowners insurance.
It is unlawful to intentionally under insure your home. Your insurance company is required to review your homeowners policy regularly to insure that you are properly insured and that your homeowners policy is in compliance with the law as well as the terms of any associated mortgage note.
In fact, certain claims on your homeowners policy could lead to an increase.
not much. should not matter too much. homeowner's insurance is anyway too low.
It all depends on the type of claim. If the adjuster believes that the claim can be a predictor of future additional risk, he/she will probably recommend increasing rates.
Generally parking violation will not effect your insurance. These are not considered moving violations and thererfore will not increase the premiums.
Every homeowners policy is unique and you need to read through your policy to be sure but I can tell you that most homeowners policies will cover your personal property. Your homeowners policy will actually cover your personal property anywhere in the world (depending on your specific policy). If your clubs were stolen from your car and you are thinking of filing a claim just remember that you will be responsible for your homeowners deductible which is usually around $1,000. That means that you are responsible for the first $1,000 so if your clubs are worth $1,200 you would get a check for $200 from your insurance company. Most golf clubs aren't worth that much but if yours are do you really want to file a claim to get a $200 check? After you file that claim your homeowners insurance premium will increase for 3-5 years because you will be considered a higher risk by the insurance companies. One other thing to consider is that if your car windows were broken during the theft you will also have to file a claim with your auto insurance company if you want them to cover the window. Most auto policies will replace glass for free or very little.
In most cases, your homeowner's insurance will not become more expensive when you purchase a swing set. However, a small number of agencies will require that you increase your liability coverage. Even if you are not required to increase your liability coverage, you should consider doing so.
AnswerGenerally, escrow is for paying county property taxes and home insurance. An increase in either of these could be the cause.AnswerEscrow payments are payments in addition to your Principal & Interest that you pay on a monthly basis. Your escrow payments are set aside and used towards year end for the payment of your Property taxes & Homeowners Insurance. If you experience increases in your escrows its largely in part to either an increase in your taxes or insurance or both. An increase in taxes is common which would be caused by increase of home value.
More than likely the homeowners insurance or the auto insurance would cover the damage. The person would have to evaluate whether the deductible and possible increase of rates would be worth filing a claim on either policy.
what insurance?
How much increase auto insurance after claim