Will YOUR insurance go up with a claim?

Updated: 9/16/2023
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14y ago

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Depends on the type, amount and your claim history. Usually Comprehensive claims for glass, rock damaged windshield, do not negatively affect your claim history unless there is an unacceptable frequency of them. Some insurance companies don't sweat small claims...under $750.00 for instance. Alot also is determined by how long you have been with your insurance company. If you have a good claim, very few if any normally will not see an increase in premium. However, if you just purchased an insurance policy and you have a claim within the first couple of days...the company will keep your policy under close scrutiny. If you have an insurance agent, then I strongly urge you to call them first.... a claim inquiry call to your insurance COMPANY opens up a claim folder/history....your insurance agent can usually answer any insurance claim question you have and also offer valuable advice BEFORE you file a claim with your insurance company.

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Q: Will YOUR insurance go up with a claim?
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Will scratching a car make your insurance rates go up?

Rates go up when the insurance company has to pay a claim. They might not go up if the claim is small.

If your parked car was hit by an at fault driver and filed a claim with your full coverage insurance will it go up?

Yes, anytime you make a claim to YOUR insurance, it will go up. That's how they get their money back. If you don't submit a claim to them, then no. I do not necessarily agree with the answer above. What you did not indicate in your question was did the person at fault have insurance. If they did then even though you filed a claim and your carrier paid you, they would likely recover from the at fault person's insurance. In this circumstance you insurance should not go up.

Does a motor accident claim drive up one's insurance premiums?

A motor accident claim will make one's insurance premiums go up. Most insurance companies will do this at the time of renewal though.

Will my home insusrance will go up if you file a claim due to a robbery?

Typically, filing a claim for a robbery can cause your home insurance rates to go up. Insurance companies may see you as a higher risk for future claims. It's a good idea to check with your insurance provider to understand how filing a claim could impact your premiums.

What happened if you are owner of the car and insurance is on name of previous owner then can you claim insurance?

The insurance company, once things get sorted out, will probably deny your claim. On top of that, the previous owner screwed themselves, because their insurance will go up.

Will premiums go up if a claim is filed against home owners liability insurance?

You better believe it.

If your car was hit while parked and they did not leave a note will your insurance go up if you make a claim?

That IS what you carry insurance for. Contact the police to fill out a report, then turn it in to your insurance. If this is your first claim, it shouldn't affect your rates. If it's NOT he first claim, you might want to consider off-street parking.

If you hit an object and need your insurance to repair your car will your rates go up?

Depending on the size of the claim, it may.

Will insurance cover if you skid your motorcycle?

If you have full coverage.....but then your premium might go up if you decide to make a claim

Is a police report required for an insurance claim?

It depends on how smoothly you want the insurance claim to go. Generally, insurance companies resist paying if there is no report to the police.

How much will your insurance go up after an at fault accident?

It will vary based on the individual insurance company and their policy. You will loose any claim-free discount and the points for the accident will be added to rate the policy up. Usually it goes up 10-15 percent for the first claim.

Where would one go to process an auto accident personal injury insurance claim?

One would or could go to various places. These places include the DMV, or the auto insurance company which distributes their auto insurance to claim an auto accident personal injury insurance claim.