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This was very vague...what state are you from? Insurance rules and regulations vary greatly from state to state. Was your vehicle stolen? Vandalized? If you have comprehensive coverage, it should not matter if your keys were left in your vehicle. Although some states and law makers are currently trying to push new regulation on this issue and hold owners slightly responsible for contributing to their victimization, i.e. leaving your purse in your car over night.

Lets hope this does not happen.

Best thing to do would be to contact your insurance company and make a claim. This is what you pay them to do, so they can answer these questions for you.

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Q: Will Allstate pay if keys were left in the car?
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It is unique for every person call them to get a quote for you.


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Will insurance pay if a car is stolen with the keys?

Yes it will but expect higher premiums if you're not cancelled .


Will home insurance pay for car keys stolen?

No, even if it did, it would be less than you deductible anyway. Car keys cost about 7 dollars to replace by a brand car dealer. all you have to do is give the dealer your vin number.


If you are the driver of a friends car involved in an accident are you covered under your insurance or the owners insurance?

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Your car was hit while parked and they left no note will your insurance pay for this?

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