This was very vague...what state are you from? Insurance rules and regulations vary greatly from state to state. Was your vehicle stolen? Vandalized? If you have comprehensive coverage, it should not matter if your keys were left in your vehicle. Although some states and law makers are currently trying to push new regulation on this issue and hold owners slightly responsible for contributing to their victimization, i.e. leaving your purse in your car over night.
Lets hope this does not happen.
Best thing to do would be to contact your insurance company and make a claim. This is what you pay them to do, so they can answer these questions for you.
It is unique for every person call them to get a quote for you.
If you locked your own keys in your own car, you would need to call a locksmith to open the door and get them out. You would need to pay him for that service.
Read your policy.
I have Allstate and was just recently involved in a Hit and Run accident. Allstate has done nothing!!! They figure I have full coverage, so I might as well use it. I had a vehicle description, a good witness, driver description, and the name of the dealership where the car was just recently purchased (paper plates). Allstate won't investigate at all. They told me that if "I" find out any thing then they will follow up on it. What a joke!!! I pay good money to be "IN GOOD HANDS." Am I? Hell no. I am dumping ALLSTATE as soon as my truck is fixed. So to answer your question...Don't depend on ALLSTATE to do anything!
Yes it will but expect higher premiums if you're not cancelled .
No, even if it did, it would be less than you deductible anyway. Car keys cost about 7 dollars to replace by a brand car dealer. all you have to do is give the dealer your vin number.
The renter.... Keys are very expensive, even more so now because they all have a chip inside and the key needs to be programmed to the car. If you let someone borrow your car and they lost the keys wouldn't you expect them to pay to get a new set?????
depends on the company and the details of the accident. most commonly the owner of the vehicles' insurance will pay the claim and then subrogate (recover money paid out) against the drivers insurance company. for example, let's say you have state farm and i have allstate. you are borrowing my car and get into an at fault accident that cause $10,000 in damages. allstate will go ahead and pay the $10,000 to the other party. once that is done allstate will basically send a bill to state farm for the $10,000 they paid out.
they have the title they can just pay 50-150 for a new one.
If you have full coverage on your car, then your insurance should pay. But if all you have is liability insurance, then no, it won't pay to fix your car. But there is a chance that your uninsured motorists coverage will pay for the damages, if you have it.
A car owner has to pay impound and storage fees after repssession because that was their car. The bills are left to the car owner, no one else is going to pay their bills.
yep....pay it off so they cant