Your best bet would be to contact a licensed roofing contractor and ask for a "roofing certification". Expect to pay around $300 for the certification. The roofing contractor will visit your home and do a thorough analysis of the roof and provide you with report which should indicate the type of roof, number of layers, any deficiencies noted, and finally, what the life expectancy is of the roof covering. Essentially, they are "certifying" that the roof last X number of years.
Contrast that with a roof inspection that could be completed by home inspector. You can expect to get a very similar report from your home inspector including most of the items noted above, the exception is that a home inspector will not provide any type of certification on the roof.
An HO-B policy typically refers to a homeowner's policy in Texas.
home owners always need to pay their water policy.
You are probably referring to an HO-3
No, you can't combine home and auto loans
No, Your Home insurance policy does not cover the cost of remodeling a home. Your Homeowners Insurance Policy typically provides Property Hazard insurance that covers sudden losses resulting from covered perils such as fire, lightning, wind, hail, theft, vandalism, etc.
It depends on your insurance policy
That would depend on the wording of your policy.
My home owners policy only covers bank fraud ( if someone steals a check for example) and the limit of liability from my insurance company is $1000...other policy's may be different. Please call your agent.
If it is your home, just look at your insurance policy. It will always tell you the name of your insurance company.
I have my contents covered on my home owners policy.
No. It covered under a motorcycle policy.
Sure, If you don't need it anymore no since paying for it.