If you're backing up, generally, you're the one At Fault (regardless of how stupid the other driver is). However, some insurance companies may differ.
Well, You reversed into them, however! parking there is illegal. So, if it was in a parking lot insurance will NOT cover it and it will become a civil matter where you'll need to sue them in which case you have a high chance of winning.
Yours.
Usually their is no fault associated with parking lots. I'm sure your insurance company looks at it as your fault.
A person driving in reverse is always at fault.
The one in reverse is most probably at fault here!
A car in reverse is almost always at fault if it gets in a collision, unless you can prove that the other vehichle was driving recklessly.
Well if you were backing in and hit someone then it is your fault. But if they hit you, then it is their fault.
The person in reverse is most likely at fault unless u-turns are illegal where you did it.
It would be the person driving fault because it is like the same thing as driving and hitting someone.
A normal fault is the opposite of a reverse fault.
A reverse fault is formed here
This is called a reverse or thrust fault.