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Q: Which one of the following is covered under the Liability Coverage of the Business Auto Coverage Form?
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Do you have to have full coverage on each vehicle you have or is it enough to have it on one and liability on the others and be fully covered?

You'll be fully covered only on the vehicles for which you choose to place full coverage insurance. The others will only be covered for liability losses if you only buy liability coverage for them.


What is covered by cheap liability car insurance?

Liability insurance covers damages to the property or body of others, it does not provide any coverage for yourself of your property. Each state has a minimum coverage which depicts the cost of "cheap" liability auto coverage.


Is theft covered in most auto insurance policies?

Theft will be covered by most auto insurance policies as long as you have full coverage insurance. It will not be covered if you only have liability or basic coverage.


Is comprehensive insurance covered with liability insurance?

No, it's a separate coverage that you may purchase.


What is business income extra expense insurance?

Coverage for loss of income and extra expenses necessary to continue operating following a covered loss.


Will insurance help you with a claim if you only have liability?

Yes, they will help you with a claim. Find out what yo are covered for. Liability means there is no physical damage coverage for the vehicle.


Who is responsible for liability coverage when you cancel your insurance and get another?

Ultimately the insured is responsible for obtaining adequate liability insurance coverage. If a loss is incurred, it will generally be covered by whichever policy was in force at the time of the loss excepting where Professional liability is the covering policy type.


Will car insurance pay if car window was broken out with a rock while mowing yard?

If the automobile has full coverage it will be covered. However if there is only liability then there is no coverage.


If you back into your own car is there coverage?

Car #1 is covered by it's collission coverage, less deductible. Car #2 is covered by the property damage liability portion of the coverage on car #1, and there is almost never a deductible on that coverage. This is considered one (1) accident, not two (2).


What car damages are covered under the cheap car insurance cover?

The only car damages covered under the cheap car insurance coverage is liability insurance. Damages are usually covered up to $5,000.00 for the cheapest automobile coverage available. Liability covers physical damage. Most cheap car insurances do not cover car damages.


Is bridge design failure covered in insurance?

Errors and Omissions Professional Liability Coverage carried by the designer/engineer should provide the coverage for which you are looking. Underwriting professional.


Will liability cover if you hit a deer?

If you hit a deer, coverage is found in your auto policy in the "Other than collision" or comprehensive coverage section for damage to your covered auto. Liability is available only for third parties that you injure due to negligence.