You can go anywhere you want to get your commercial insurance.
A good place to start would be with your current insurance agent.
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liability.
General Liability insurance can be purchased through some reputable companies such as Nationwide Insurance, Geico Insurance, EInsurance and All State.
State Farm offers great rates on commercial liability insurance. FM Global is highly recommended also.
General contracts must carry at a minimum liability insurance along with being bonded by the state. Liability insurance should be no less than $1 million and could be much higher depending on the job.
Liability insurance is the minimum coverage you can get and is required in every state.
Comprehensive general liability coverage for a small business quotes an be obtained from a local State Farm agent, or quotes can be solicited from the many internet only insurance firms.
California does have minimum requirements for the amount of automobile insurance that you need to carry. You are required by the state to cover Bodily Injury/Death Liability of one person ($15,000), Bodily Injury/Death Liability of two persons ($30,000), and Property Damage of $5,000.
Most Property and Casualty companies will issue a general liability policy. Many companies use licensed insurance agents to sell their policies, so contact an agent. You could also contact the State Department of Insurance to find all the companies registered to do business in the state.
Contact a licensed commercial insurance agent in your area. It will be able to assist you if it do not sell the particular coverage you need by referring you to another broker. Do a search for general liability insurance for your state and hundreds of agents will show up. Make sure you use a contractor insurance specialist however.
You need General Liability Insurance. Many isurers have programs tailored for day care canters you can obtain from any authorized insurer in your state.
Depends on the country, state and local regulations that the business is established in
No, there is no legal requirement at the time of this answer. There is however a requirement for registration with the state of Texas. Having General Liability Insurance though is the first sign that you are hiring a responsible and perhaps reputable Contractor.