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There is no such policy. All auto insurance contracts require disclosure and scheduling of all drivers for coverage.

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Q: What type of insurance do you need in order for anyone to be covered that drives that vehicle?
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Is anyone a canditate for auto insurance?

Yes, anyone that drives or owns a vehicle.


Who is covered under your insurance policy Will your insurance cover your niece to drive your car?

Yes, if she has not been previously excluded in writing. If she is going to be a regular operator of the vehicle then she needs to be listed as an operator on the policy. An automobile insurance policy coveres named insured, family and anyone who with PERMISSION drives the vehicle.


If someone has full coverage on their vehicle is anyone who drives it covered under his insurance?

Full coverage or not the answer is usually yes unless that person is specifically exclued by name from that policy. The person has to have permission or implied permission to be using the vehicle from the owner.


What are the benefits and risks of commercial liability insurance?

Yes, if a lot of people drive the vehicle, you need insurance to cover everyone who drives it. Although typically the insurance goes with the person, so as long as your people are covered, the vehicle is.


If an unlicensed person drives a vehicle with full coverage and a wreck occurs whether at fault or not will the vehicle be covered?

No,the vehicle will not be covered.


Does full coverage insurance cover my car if someone else drives it?

Auto Insurance covers the vehicle, not the driver. As long as you give permission for a legally licensed person to drive your car and they are properly using the vehicle (i.e.: not racing) your vehicle is covered.


Car in your name but you can not drive and need auto insurance for people to take you places you need to go can you get insurance?

if you have a drivers liscense then you can get a policy and usually anyone who drives you vehicle is covered. If you do not have a drivers liscense then you will have to look around for insurance companies that will write a new policy pertaining to your guidelines that's not very easy. Good luck


If a wheelchair van owner has no insurance on their vehicle what insurance coverages are covered by the fully insured drivers own insurance if they are a caregiver of the owner?

Insurance follows the vehicle. If the owner of the wheelchair van has no insurance on it, and the person who drives it, has insurance on their own vehicle.... then the wheelchair van would still be considered an uninsured vehicle. Again, insurance always follows the vehicle. The driver who is not the owner cannot use his/her insurance to cover the wheelchair van because they have no 'ownership' or 'insurable interest' in the van.


Full coverage auto insurance protects anyone who drives car?

In most cases, as long as the policy owner give permission, then the policy will cover anyone who drives the car. There are exception for those who are specifically restricted by the policy to drive the vehicle.


Can your boyfriend drive your car without having insurance on a vehicle of his own?

This all depends on your insurance. your insurance policy may cover anyone that drives your car and that would mean then yes he can drive it. But you better check with your insurance company.


Can your girlfriend be covered on your auto insurance if she is still legally married?

I'm not sure what you mean by covered. She needs to be listed as a driver if she drives any of your vehicles. You cannot add her vehicle to your policy if that is what you mean. No one can add a vehicle to their policy if the vehicle is not titled in their name. The only exception is husband and wife situations. Whether or not you are adulterous makes not difference to the insurance company really.


Is your 18-year-old grandson covered by State Farm insurance if he drives your car?

Your grandson is covered to drive your vehicle if he meets the following criteria: He is fully licensed He does NOT reside in your household, He has been given expressed consent at all times to drive the said vehicle by the owner/insured person.