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What type of auto insurance provides coverage from a tree falling on your car as it sits in your driveway?
Wiki User
∙ 13y ago
Comprehensive physical damage coverage
Wiki User
∙ 13y ago
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Is there car insurance for just the car not the driver?
Typically, insurance "follows the car" rather than the driver. An individual that does not own a car can generally obtain "non-owners" coverage that provides liability coverage to him/her regardless of the car driven. Comprehensive coverage may be the closest to the kind of coverage about which you ask. It provides physical damage coverage to the vehicle against risks unconnected with collisions (such as a tree falling upon it, a rock hitting the windshield, and various other risks outlined in the coverage). However, comprehensive coverage is generally sold and purchased in connection with collision coverage.
Do you need insurance to have a car sit on your driveway?
Laws may vary by state but generally unless there is a lien on the car you would not have to have insurance. Keep in mind if there is damage from any source you would not have coverage on it unless it was something like the neighbors tree falling on it or another insured vehicle hitting it.
Does homeowner insurance cover damage from a tree falling on an automobile?
No. Comprehensive coverage on the auto does that.
Does comprehensive auto insurance cover something falling on the car in the garage?
In india, yes. The coverage is on all risk.
Does homeowners cover a building falling over on a car?
Your Home Insurance Policy may cover the building if you have additional structures coverage but it will not cover the car. That's what Auto Insurance is for.
Does insurance cover pool damage due to falling trees in a hurricane?
It depends on the insurance policy you bought. You should contact your insurance agent and ask if you have coverage for additional structures and if your Pool is scheduled as an additional structure.
What is included in comprehensive auto insurance coverage?
Comprehensive auto insurance coverage covers the different types of events or accidents cause by falling objects, animals, extreme weather, theft, vandalism or riots. But it does not apply to any types of accidents with other cars.
What is Broad form coverage?
A term used to describe comprehensive extended insurance coverage that often covers losses resulting from breakage of glass, falling objects, weight of snow, ice or sleet and water damage.
I bought an 03 van Geico sold me comprehensive insurance. which i thought was full coverage. i went into a diabetic comma while driving got into an accident. that's when Geico said i got the wrong ins?
Comprehensive coverage differs from collision coverage, although both are components of what is known as "full coverage". Comp covers damage done to your car not as a result of an accident, such as from a falling tree, weather, or "acts of God". You did not necessarily have the wrong insurance, but you did not have the insurance you needed for an accident.
Is auto windshield repair covered by car insurance?
Windshield replacement is generally included in comprehensive coverage, which provides for repairs to a vehicle that has been damaged in ways other than a collision. This might include a tree falling on the car, hitting a deer or a rock or other projectile damaging the windshield. If you do have comprehensive coverage, refer to the policy for details regarding the deductible, which may apply. www.insurance.com
Do you pay a deductible if a falling tree damages your car?
YES! But be warned it depends on what type of coverage you have. Some insurance companies will call that an "act of god" and refuse the claim even if you have full coverage, so you have to READ THE FINE PRINT.
Tree falls on car?
Hopefully you have full coverage auto insurance with comprehensive. The tree owner is not liable for damage to cars from falling trees unless you could somehow prove that he was knowingly or negligently responsible for the tree falling on your car.
