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Typically, insurance "follows the car" rather than the driver. An individual that does not own a car can generally obtain "non-owners" coverage that provides liability coverage to him/her regardless of the car driven.

Comprehensive coverage may be the closest to the kind of coverage about which you ask. It provides physical damage coverage to the vehicle against risks unconnected with collisions (such as a tree falling upon it, a rock hitting the windshield, and various other risks outlined in the coverage). However, comprehensive coverage is generally sold and purchased in connection with collision coverage.

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Q: Is there car insurance for just the car not the driver?
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Related questions

How do you get car insurance with no car and just a driver's permit?

You can buy a non-owner's policy. Contact an agent with Viking Insurance company.


A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?

When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).


If an uninsured driver with permission from an insured car's owner gets into an accident will insurance cover the other vehicle's damage?

Insurance follows the car, not the driver. So as long as the automobile is insured, so is the driver. Just make sure the driver has a valid driver's license.


Can an insured driver still sue me after his car was fixed by his insurance?

It is more likely you will be sued by the insured driver's insurance company. Just because the other driver had insurance, that does not exonerate you from having to pay damages if you are liable.


Who can buy car insurance?

In the United States, anyone who is able to get a driver's license can get car insurance. The driver's license holder must be have insurance in their own name, or they can be added to a primary driver's insurance.


Where can one get a car insurance for a convicted driver?

Several insurance companies will gladly offer a quota for car insurance to a convicted driver. The quota will not be low, and it will probably cost the driver as much as a new car will.


Who pays when driver is not the car owner but has car insurance?

Usually the insurance policy of the owner of the car is primary and then if the driver of the car has a policy of their own then it is secondary.


If two people co-lease an auto should they both take out an insurance policy on the car or just the driver?

If you are both going to be driving the car, you should add the co-leaser on the drivers insurance as an additional driver. If it's just going to be the first leaser, then I would say only the driver has to carry the insurance.


How do you get car insurance on the drivers license only?

How do you get car insurance on the driver only


Can you add a driver to your car insurance?

yes ,you can add driver's name in your insurance policy.


What kind of car insurance should I get for a new driver in Pennsylvania?

The type of car insurance that you get really depends upon if you're a young driver, if you need Classic Car Insurance and etc. All drivers in Pennsylvania are required to have at least a $5,000 Property Insurance just in case you hit a fence or something.


If one is the primary driver for the car in terms of insurance but does not possess the title for the car is the insurance valid?

It is if you are listed on the policy as a driver.