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What type of auto insurance coverage would help pay your medical expense's if you were injured by a hit-and-run driver?
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∙ 11y ago
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∙ 11y ago
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Who pays for your injury if you were injured in someone else's car but have your own auto insurance as well?
The only coverage on an auto policy that covers costs for you and your passengers medical expenses is Med Pay Coverage. You health insurance will also pay for injuries. Med Pay is an optional coverage but will pay for an accident involving an automobile even when not in your car.
Will full coverage cover the insurance holder if they were injured?
If a motorist is injured by an uninsured motorist and the driver has uninsured motorist coverage the insurance carrier will provide coverage, if certain information is obtained on the uninsured driver. If a driver has Medical payment coverage or PIP coverage he or she and any passengers will be covered by the drivers auto policy Medical payment coverage.
If you hit a deer and your car was damaged and you were injured what coverage will your car insurance provide?
Depends on your coverage, if you have the state minimum then you are SOL.
Where can you get a good health insurance coverage?
You can get good health insurance coverage on AARP, Humana One, and Aetna. The companies provide you dental, medical, pharmacy and life insurance. Prices are decent and you can be prepared when you are injured or dying.
What coverage protects the person who was at fault in an accident against losses when someone is injured?
Liability insurance.
What is compentancy?
Worker's compensation is insurance coverage for employees to compensate them in case they are injured while performing their job. The employer pays a premium that covers medical expenses and lost wages in case their employees are injured. If these benefits are excepted the hurt employee must release the employer of further liability. The insurance company pays the claim and the employee can no longer sue the employer for the injury.
What coverage protects a person who is at fault in an accident against lawsuits when someone is injured?
Liability and medical insurance.
If you get injured in an accident that is your fault and have only minimum insurance what expenses are covered by your insurance?
It's best to discuss your coverage with you Insurance agent. Your agent can review your policy with you for available coverage and can help you choose additional coverage options to meet your exposures.Minimum liability Auto Insurance, Generally only pays for the damage and injuries you cause to others in a covered accident for which you are liable if you declined PIP and did not pick up any medical coverage.Not all states require that you pick up medical coverage on an auto liability policy while many U.S. jurisdictions do mandate it be added to your policy along with the appropriate premium charge.Happy MotoringAnswerIt depends upon state requirements and the genre of insurance to which you refer. For purposes of this discussion, I will presume that you are referring to auto insurance, as that is the type with which most people are probably most familiar.Most all states require coverage that pays a percentage of medical expenses and lost wages if one is injured in a collision. Sometimes called "personal injury protection", benefits are paid to the insured irrespective of fault. That is, the insurance is "first party" meaning that one maintains it on oneself and it often extends to all members of the household.Sometimes, this insurance is subject to a deductible, meaning that payment of benefits is not triggered until the expenses otherwise covered (medical expenses and lost wages) exceed a stated amount.
What does State farm insurance mean when they say a mandatory reporting endorsement has been added to your policy?
This is not a State Farm specific guideline. the long and short of it is, many insurance policies offer a no fault coverage for medical expenses incurred. This endorsement basically states that a person who is injured on a property should have access to this no fault coverage before having to submit medical claims to Medicare.
What kind of car insurance pays for your injuries when you're in an accident in your car?
Three types of auto insurance come to mind: medical payments (or personal injury protection), liability coverage and under/uninsured motorist coverage. Med Pay is coverage that protects the occupants of a car and pays medical bills up to the amount of the med pay policy limits. Liability coverage is the car insurance that pays on behalf of the at-fault driver. This coverage makes a lump sum payment to the injured person who is not at fault. UM coverage is owned by the injured person and pays them in cases where the at-fault driver does not have any insurance or does not have enough liability coverage.
How much is a double break on a foot from home owners insurance?
There is not enough information to answer your question. Did this injury occur in the home or away from the home? Who was injured and how did it occur? Was an insured household resident injured at the insured home? A homeowners insurance policy often provides a small amount of medical coverage if the insured elected it at the time of purchase for minor household injuries but does not replace a medical insurance policy. Was a guest injured on the premises of the insured home? Homeowners insurance policies often provide Liability coverage if the insured elected the coverage at the time of purchase that might provide coverage if the insured home owner was at fault for the injury. You would need to check your home insurance policy or contact your agent to determine if you purchased medical coverage or liability coverage depending on what occurred and if so, what limits are available.
You are injured in an auto accident in Virginia and the other driver is at fault do doctors have to bill your health insurance?
driver's insurance has coverage for a specific amount of medical coverage for injury and even death. check with the other driver to see the coverage and report it to the other driver's insurance company to find out the process to have the bills paid.
