0
What should you do if an unsinsured motorist hits your car and your not insured?
Wiki User
∙ 15y ago
A lawsuit may be your only option. Since both of you are uninsured, the only way to get money for your car is to have the other party pay in good faith or if they refuse to do so, file a lawsuit. Be prepared to answer questions before the judge as to why you and the other driver didn't have insurance at the time of the accident.
Wiki User
∙ 15y ago
Add your answer:
Earn +20 pts
If an insured motorist hits an uninsured vehicle and the insured motorist claims it is their fault who will pay for the uninsured vehicle?
regardless of whom is insured or not, the 'negligent' or liable party is responsible for the damage or 'to make whole' the injured (this means damage to vehicle as well) party........ i think the insured should pay since it was there fault
What do you do when an Uninsured driver hits an insured driver on private property?
The insured drivers uninsured motorist coverage should take care of it. Doesn't matter if property is private or not.
If an insured motorist is at fault and hits an unisured motorist will the insured motorists insurance company pay the expenses of the uninsured person?
Yes, this is because as you stated, the insured driver was at fault. The at fault driver is responsible regardless of the insured status of the person they hit. A good rule of thunb is this,, If they had insurance would I be responsible If the answer is Yes, then the answer is still Yes
If an insured truck driver from another state hits an uninsured motorist will the insured truck driver's insurance pay the expenses of the uninsured person?
Only if the truck driver was at fault.
Who is responsible when a driver with a suspended license in a borrowed insured car hits an uninsured motorist?
If the driver with the suspended license caused the accident then he/she is responsible.
What should you do if an uninsured motorist hits your car and it is their fault?
That's what Uninsured and Underinsured motorist coverage is for. You have that on your insurance policy. I have been in this situation. The first thing you do is talk to your insurance company. Tell them about the accident and how it is their fault. It is better if you provide proof like police report or written statements, but if not, it depends on how your insurance company rules it. From there, your insurance company should tell you what your options are. Most likely, they would go after the uninsured motorist and make them pay. You don't even need to deal with the uninsured motorist.
What exactly is underinsured motorist car insurance?
Underinsured motorist coverage is a coverage in case you have an accident with someone who doesn't have insurance or enough insurance. For example, if someone hits you and they don't have enough coverage to fix your car, your insurance would help you out.
Who is liable in washington state if an insured licensed driver hits an insured vehicle with an unlicensed driver?
The at fault driver always has the primary liability for the damages they cause in an accident. (The guy who rams the other guy).
What happens if you have named non owners insurance and you drive a car that is not insured and someone hits you?
you can get fined if the police finds out
What happens if an insured automobile hits uninsured automobile?
the uninsured automobile owner rhas to pay out of pocket for the damage
What happens if unlicensed driver hits you in an insured car in North Carolina?
That fool is going to be in jail for quite a while.
What is uninsured motors insurance?
Uninsured MotoristUninsured motorist is pretty much insurance where if someone hits you and they lack auto insurance, your insurer will still pay damages for your car.
