Not sure what you mean by 'legal rights' you are due (assuming other driver is 100% At Fault for the loss), to be put back in the same condition you were prior to the loss, even though they are uninsured and unlicensed, you don't say if the driver is a minor, if so perhaps you could look to the parents for payment. Is the owner of the vehicle different than the driver? If so that is another party to look to. I would file it with my own insurance company and let them handle this. If you do not have collision coverage, then I would start by filing a state report naming all parties.
Uninsured motorist coverage
The person will never be able to get a California d/licenes. He or She is responsible for all damages and more likely spend time in a correctional facility.
Yes, (subject to policy exclusions and your state law regarding uninsured unlicensed drivers), the person that is negligent, at fault is the one responsible for the damages to the 'innocent' party. Regardless of their licensing/insurance in most cases.
My insurance canceled uninsured person hits someone in rear what happens to me
There is nothing much you can do if you are involved in accident with an uninsured car. There are reason why the other person do not get insurance as it could be because of his economic problems. A recent study showed that there are huge number of people in US who do not contain their auto or car insurance.
Your question is confusing. The way I read it, the one that caused the accident was uninsured, so how can that person's insurance company pay for your rental car? He has no insurance company.
Liability of Uninsured Drivers in the USA.The at fault driver is always the primary person liable for damages from any accident they cause whether licensed, insured or not. Licensed status does not negate liability. In the U.S. both the at fault driver and the registered vehicle owner can be held financially liable. If no nsurance is avalable, you owe personally for all the damages and may have some fines to pay as well.Happy MotoringWrong Answer for USA, Perhaps valid in some other countriesIf an unlicensed driver is involved in a automobile accident, they are, by default, responsible due to the fact that they are not legally operating a vehicle. Their presence on the road is considered the first in the chain of events that lead to the accident. AnswerDepending on how serious injuries were, if any, this type of crime carries about the same weight as Driving while intoxicated. You will probably do jail time and if you ever get licensed will need an SR-22 slip often. AnswerWould you please provide me with the supporting legislation, rule or other that substantiates this. My son was involved in an accident with an unlicensed driver and the State of NJ Department of Insurance and Banking had no idea what I was talking about when I mentioned David Adam's answer which read, "If an unlicensed driver is involved in a automobile accident, they are, by default, responsible due to the fact that they are not legally operating a vehicle. There presence on the road is considered the first in the chain of events that lead to the accident."
If you have Auto liability Insurance and you gave this person perrmission to drive, The Insurer will probably have to pay the bill for the accident. The company will then probably have to promptly cancel your insurance coverage for allowing an unsinsured unlicensed driver to operate your vehicle. Your next Auto Insurance Policy premium will take into account your claims history and charge accordingly.
no it is against the law for an unlicensed and uninsured driver to purchase and drive a car off the dealer's lot. The dealer will be held accountable, if this person has or causes an accident that takes someone's life.
The uninsured part would mean that the person or persons responsible would have to pay for it. If they have an accident in someone elses car they will probably be questioned in court.
As you failed to tke a insurance, you will have to pay from your pocket entirely.
unless the person stole it then the owner is responsible. the uninsured person might be covered under the owners policy as extra driver though.