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This policy is not possible to be answered. One reason is that policies vary from one state to another. Another reason is that policies from one company to another vary as well. Within one state there may be several different policies available from different companies. ISO produces a standard personal auto policy in each state. Many companies use the standard ISO policy but some do not.
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∙ 10y ago
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If your driver's license expires will you still be covered under your auto insurance policy?
If your driver's license expires will you still be covered under your auto insurance policy?
Are drunk drivers covered under their auto insurance policy in an accident?
Yes.
What type of Auto insurance to you need for delivering groceries?
You will need to buy a commercial auto insurance policy for delivery services. Vehicles used for delivery or conveyance are not covered under your Personal Auto Insurance. Any accidents that occur while engaged in commercial activities are not covered under your personal auto policy.
Are employees covered under the auto insurance policy of a business?
As long as the business has the driver listed as a driver/employee of the automobile, they should be covered.
Does homeowners insurance cover storage for a corvette stored in garage?
No. Vehicles are covered under an Auto Insurance Policy, Not a Home Insurance Policy.
Is theft from auto in garage an auto or homeowners claim?
The theft of the auto itself would be covered by your auto policy. Damage to your structure caused by burglars would be covered by your homeowner's policy.
Does auto insurance cover trailer?
Yes. In Colorado a trailer would be covered under the auto insurance policy. If you have a fifth wheel or camper I would recommended and insurance policy by itself on it.
What is an auto policy?
An auto policy is basically a car insurance policy. It spells out what kinds of damage and occurrences are covered.
Is your father covered by your auto insurance when he comes to visit?
Depends upon the state where you reside. Normally, coverage is extended to resident relatives. If your dad is merely a visitor, he would most likely not be covered under your personal auto policy. In most cases, anyone who is driving your vehicle on a temporary basis with your permission will be covered under your policy.
If you borrow a friend's car with permission are you covered under their auto insurance?
Generally barring any exclusion in the policy.
Does auto insurance cover hail?
Hail damage and other acts of nature is covered under the comprehensive portion of your policy. If you picked comprehensive coverage when you purchased your auto insurance then yes, it would be covered.
Would rim damage be covered under auto insurance?
Only if it were damaged in a 'covered loss.' A covered loss would be a collision or other loss that would be covered under comprehensive (such as vandalism). You would need those coverages on your policy.
