The answer depends upon whether or not you maintained collision coverage on your car. This is a type of "first party" coverage that pays for physical damage to your car, usually subject to a deductible. You could normally make a claim to your own collision insurer if you had that coverage.
If the driver who backed into your car had liability insurance, you could make a claim against her.
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
It is other than collision insurance. It covers hail, stolen vehicle, hitting an animal, and vandalism.
Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
If the vehicle has insurance it will cover damage to the other vehicle but not the one you are driving. Now if you have insurance on another vehicle your insurance will cover the damage to the vehicle that you where driving even though it is not on your policy.
Animal CollisionIf your vehicle "collides" with an animal it will be covered under the "collision" portion of your Auto Insurance Policy. Answer from a General Insurance AgentAnswercomprehensive
Collision. Collision covers a collision with an object such as another vehicle, mailbox, tree, etc. Comprehensive covers fire, theft (of the vehicle, not its contents), vandalism, weather related incidents (i.e. hail, lightning, etc), and hitting an animal such as a deer.
The person driving the vehicle. You borrowed the vehicle so any damage is your responsibly to fix. In almost all cases your insurance covers you if you must borrow another car. Check with your insurance company to be sure.
Impact; collision; crash; accident
it is the person coming out of the parking space
If the other party was clearly at fault in hitting your vehicle then their insurance will pay for the damage to your vehicle. The key is that it is their fault. The way you word the question you don't state that they were at fault but that they hit your car. If it is determined that they were at fault then their insurance pays, if you were at fault then your insurance pays.
You should take the policy out in the state the vehicle 'resides' in.