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What if your friend parked your car and another vehicle reversed hitting the side of your vehicle Who insurance would cover the damage your insurance friend insurance or the girl who reversed?
Wiki User
∙ 10y ago
The answer depends upon whether or not you maintained collision coverage on your car. This is a type of "first party" coverage that pays for physical damage to your car, usually subject to a deductible. You could normally make a claim to your own collision insurer if you had that coverage.
If the driver who backed into your car had liability insurance, you could make a claim against her.
Wiki User
∙ 10y ago
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If you have liability insurance on one vehicle are you insured if you drive another vehicle?
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
What does comprehension mean in auto insurance?
It is other than collision insurance. It covers hail, stolen vehicle, hitting an animal, and vandalism.
Does homeowners insurance cover auto damage to non-owners vehicle your property by someone hitting a pole?
Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
Is hitting a dear comprehensive or collision?
Animal CollisionIf your vehicle "collides" with an animal it will be covered under the "collision" portion of your Auto Insurance Policy. Answer from a General Insurance AgentAnswercomprehensive
Can Motor vehicle release your auto insurance information to another insurance company?
Yes.
What happens if you wreck a car that you dont insure?
If the vehicle has insurance it will cover damage to the other vehicle but not the one you are driving. Now if you have insurance on another vehicle your insurance will cover the damage to the vehicle that you where driving even though it is not on your policy.
If you hit another car what part of your insurance covers this collision or compressive?
Collision. Collision covers a collision with an object such as another vehicle, mailbox, tree, etc. Comprehensive covers fire, theft (of the vehicle, not its contents), vandalism, weather related incidents (i.e. hail, lightning, etc), and hitting an animal such as a deer.
What is a better term to describe a vehicle hitting another object?
Impact; collision; crash; accident
Who is responsible if using another's vehicle whose insurance lapsed?
The person driving the vehicle. You borrowed the vehicle so any damage is your responsibly to fix. In almost all cases your insurance covers you if you must borrow another car. Check with your insurance company to be sure.
Another vehicle reversed out of a parking space into the side of my car as i was passing who is at fault?
it is the person coming out of the parking space
Whose insurance pays when someone else hits your car?
If the other party was clearly at fault in hitting your vehicle then their insurance will pay for the damage to your vehicle. The key is that it is their fault. The way you word the question you don't state that they were at fault but that they hit your car. If it is determined that they were at fault then their insurance pays, if you were at fault then your insurance pays.
What happens if a fully insured driver admits fault for hitting a parked vehicle but the other driver involved in the accident had no license insurance or registration?
If the other vehicle was parked, there was no other driver to have license, insurance or registration. The driver who hit the parked vehicle is at fault and is liable for all damages to the parked vehicle.
