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Absolutely. You have an obligation to report it to your insurance company and to cooperate with the settlement of the claim. If it was very small you can try to deal with the person directly to keep it from going on your insurance. Be carefull with this because you can't try to settle it your self then turn it over to your insurance company. You can contact them and ask them to get an estimate before you decide.

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Q: What if you have a fender bender accident and no police report. can the person you hit still file a claim on your insurance?
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What should you do if you have a fender bender in a private parking garage and the other person will not give you proof of insurance?

litigate against the vehicle operator personally.


My husband was in a fender bender the other person fixed their car through their insurance That company is tryin to collect from me the owner Can they report ME to a credit bureau on my credit?

Well it depends. Most states allow the collection of the deductible. Say $500. (assuming the person at fault in the accident is being asked for money) Generally though, the person would still have to take you to small claims court to collect. Only a collection company or a court judgment would show up on your credit reports. If your husband had no insurance at the time of the accident, he could be responsible for the entire cost of the repairs!


How can I find out if soomeone has auto insurance?

If you have had an accident with this person then his insurance information should be present on the accident report. If you have no claim on this person's auto insurance then it is not your business whether or not he has insurance.


Who is at fault if you got rear-ended?

It depends on how serious the accident is, but if it's just a "fender bender" then the person behind you is responsible and it's called, "Undo care and attention." If the accident is serious and someone has been hurt, the police are called and they investigate the skid marks, etc., to see who was at fault. Marcy


How do i find a person's insurance company?

If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person.


If your car was in an accident and the other person driving was at fault. Who's insurance should pay for your car damage?

the insurance of the person responsible for the accident


What do you do if you are in an fender-bender and the person who you hit leaves without identifying themselves?

Get the person's licence plate information and car description. The person who flees the scene could be charged with hit and run.


If you have an auto accident and don't have insurance will the person responsible for the accident insurance pay for your repairs?

dont do nothing just relax and watch a movie


Are you still at fault if the other person does not have insurance?

Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.


Can you get money from the opther persons car insurance for your injuries even though the accident was your fault?

No. If the accident was your fault, you can not get money from the other person's car insurance.


What kind of insurance pays for a car accident you are in if the other person involved has no insurance?

Uninsured motorist coverage


How do you find out the insurance company of someone with just there lison plate number?

First, you cannot find out what insurance company another person uses as this is a privacy issue. If you have had an accident with this person, the insurance company will be listed on the accident report. This is your only option for getting the insurance company name, unless the person wishes to tell you.