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You need to ask them to compensate you directly out of their own pocket. If they don't you may have to take them to a civil court and have an order put against them to pay your damages.

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Q: What if someone totals your car and they have no insurance?
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If the insurance totals my car can i keep my car?

The insurance company will usually retain the vehicle. You may be able to purchase it from them, call and ask.


Teen in ca totals mother's car mom has no insurance on minor but on the car will the car get repaired by the insurance company?

Only if the insurance company believes it was your mom driving at the time.


Can you get liability insurance on your car if the insurance company totals it?

Normally yes. Some companies may require proof that you have repaired the car and it is road-worthy.


Is your insurance affected or the other person receiing a DUI and totals your car in Florida?

Not in Canada.


If the insurance company totals your car do you have to accept it or do you have an option to have it fixed?

In most cases, you can get it fixed yourself. When the insurance company totals out a car, that is all they themselves are willing to pay. If you want to pay to have it fixed yourself, most won't care, but your rates may still change depending on the circumstances of the accident.


Whose insurance pays when a 16 year old totals a friend's car if she had permission and the friend was with her but neither had serious injuries?

insurance stays with the car......if collision coverage on the vehicle it would pay......


Can get your car out of the pound with your friends traders insurance?

No, the insurance has to be on your car not someone elses.


Why do people need insurance?

So in case they get into an accident their insurance can pay for the damage. -becuase if you dont have insurens on your house and i burns down in a fire, you have to pay for it all by yourself. if you get in a car reck or if someone totals your car, you have to pay for the dammage. with ensurance you pay a monthly fee and if something like that happens your covered.


If you do not have car insurance can you drive someone elses car?

yes you can but if you wreck and they have insurance their car will be ok but your screwed


What can you do if someone hits your car from behind and totals it but you dont have insurance and they do?

If it was their fault, their insurance company will cover the damages of your vehicle. I would hope that the person at fault has filed the claim already but you need to make certain. I also hope that a police report was done at the time of the accident.


Can you be liable if someone was driving your car and he hit a pedestrian walking out of a crosswalk?

It was your car so your insurance will have to pay. Never loan a car out to someone who is not on your insurance policy.


If you are a guest in somebodies house and they back in to your car whose fault is it?

Being a guest in someone's house has nothing to do with car insurance. If someone backs into your car then their car insurance is responsible.