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What if medical does not cover and accident if it is your fault?
Wiki User
∙ 13y ago
In many states, "no-fault" coverage means that YOUR OWN policy pays the medical bills, loss of income, and related services for injuries sustained in an automobile accident. This means that, regardless of who was At Fault, YOUR OWN policy pays for your injuries. If one of the parties decides to litigate because of injuries, those damages would be covered under the Bodily Injury Liability portion of the policy.
Wiki User
∙ 13y ago
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Are you at fault for an accident caused by a medical condition?
Yes. If you were at fault then you are liable for the damages you incurred.
Would you be intitled to money if you were hit by an uninsured motorist?
If you are not at fault and they are, you have the right to sue them for money to cover the accident and possible medical bills. Seek an attorney.
When in an accident and not at fault. Can the other party get away with not paying a claim saying it was caused by a medical condition?
NO, If they were at fault then they were at fault and are liable for the damages and injuries they caused. If a medical condition was a contributory cause of the accident, that has no effect on their legal liability.
Does health insurance cover you in a DUI accident if its your fault?
It depends on what type of insurance policy you have. Some states have the "no-fault" insurance policies wherein the insured party may be compensated regardless of who is at fault in the accident.
Whose auto insurance will cover your passenger if they have no auto insurance?
Answer 1: If you are driving with a passenger that does not have auto insurance or medical insurance, they can be covered under either your policy or the third party's policy depending upon the situation. If you are found at fault for the accident, Medical Payments or Personal Injury Protection will pay the a portion of the medical expenses that you and your passengers incur up to the stated limits. If you carry Uninsured Motorist and are hit by someone with no insurance, this coverage will pay for injuries to you and your passengers as well. If you are not at-fault for the accident causing injuries and the other party has insurance, the third party liability insurance coverage will pay for injuries to you and your passengers based on the per person and per accident limits stated on the policy.Answer 2: If the passengers are travelling in your auto and, if you are at fault in an accident, your insurance will cover them. If the other driver is found at fault, his/her liability insurance will cover your passengers.
What does property damage liability car insurance cover in an accident?
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.
What are you entitled to sue for if you are not at fault in an accident?
If you are involved in an accident that is not your fault you can sue on several grounds. Damages to the vehicle if you owned it. Medical bills if injured, pain and suffering, lost wages, etc.
Does the other insurance company have to pay for all medical bills if the accident was their client's fault?
Depends on what state you are in and what your state's laws are. If you're in a no fault state, your insurance will pay for all of your medical bills no matter who is at fault.
Drove on a suspended licence and had a car accident not your fault what happens now police know all i live in qld?
You will probably receive a citation for driving while suspended. If you were not at fault for the accident, the other party involved should have insurance that will cover your loss or damage that resulted in the accident. It is a good thing that you were not at fault in this accident.
Does Liability insurance cover your medical or the person with you in the accident?
Liability covers the other person that you damage. Uninsured and under-insured motorist coverage carries those in your vehicle. Medical payments coverage covers everyone involved regardless of fault.
What does liability ins cover?
An accident that is your fault. And it only covers damage to others things, not yours
Does no fault Insurance apply to medical claims only or is the collision damage 'no fault' also?
No fault medical coverage means only that the coverage will pay for an insured's injuries no matter who was at fault for an accident. This is the only coverage in which this 'no fault' terminolgy applies to. The medical coverage names and amounts vary by state. GA, SC, and LA have Medical Payments. FL and MI have Personal Injury Protection. AR has Medical Benefits. They are essentially the same coverage with different amounts, restrictions, etc. but all are considered no-fault coverages. In claims and with all other coverages, liability for damages is determined by who was at fault or who caused the accident.
