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What if an accident was not your fault what should the insurance company cover?
Wiki User
∙ 13y ago
which insurance company yours or 'At Fault' car?
The 'at fault' party's company (assuming they have accepted full liablity)should cover:
1) the damage caused by the accident to your vehicle. or the actual cash value of the vehicle should it be deemed a total loss, and any sales tax, licensing fees etc (total loss)
2) a rental car while yours is either deemed non-driveable and/or under repair, and for an additional 72 hours AFTER an OFFER of settlement has been made on a total loss (please note OFFER doesn't mean you agree with the amount)
3) any medical treatment you or your passengers received and an injury settlement for these injuries. due to the accident.
4) loss of wages, if there is an injury and time missed from work (by doctors orders only that you have to stay off work-not if you just don't go to work because you want to get this taken care of, and no injury, this is under injury only)
some states have P.I.P. which works differently on the injury, you have to reach a thresold to be entitled to an injury settlement.........
Answer
Depends, in ontarioyou go to ur own insurance company for any fixes...a nd then your insurance company on ur behalf will get the money back from the other ppl involved.
Wiki User
∙ 13y ago
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If an unisured driver has an accident in your car will your insurance still cover it?
Probably. When you purchase insurance, you are insuring the car. If you drive someone else's car and have an accident, their insurance should cover the costs (but their insurance *may* sue your insurance company for compensation/reimbursement.)
Will your medical insurance cover you in an auto accident?
Yes it should, but the auto insurance company may have to pay the medical insurance after the claim is paid.
What auto insurance do you bill if you where a passenger in auto accident?
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
Is insurance company still liable for medical payments even you no longer carry that insurance?
The insurance should cover an accident while it was in force. If you had insurance 2 months ago and the accident happened 2 months ago, coverages should apply. If the accident happened today and the coverage stopped 2 months ago, there should not be coverage.
Will your insurance cover you and the other driver if you had an accident and received a DUI?
As long as your insurance was valid at the time of the accident it should pay up to it's policy limits. It is possible that your insurance company will issue a non renewal at their earliest opportunity.
If you were in an accident with no insurance and it was not your fault but the other car at fault has insurance and was issused a ticket will there insurance company pay you or the bank?
The at-fault party's insurance should cover your vehicle. EVEN THOUGH OUR INSURANCE HAD RUN OUT BY AMONTH?
If a friend drives your car and is charged with DUI and gets in an accident does your collision coverage cover the damages?
depends on your and his insurance, generally insurance follows the driver not the car. so your insurance shouldn't care, their insurance should pay for everything. If they don't have insurance, then your uninsured motorist might cover it. It depends entirely on your company, but if your company pays then your premiums will go up. The person they hit should have insurance that may cover it. I see no reason why your insurance should be involved.
How can one get an Accident cover insurance?
There are several different options in order to get an Accident Cover insurance. Depending on the country one lives in one might check for example "Aviva plc" (British insurance company) or "eHealthInsurance" (American company) - just to list two of them.
Will my PIP car insurance cover my medical expenses if I don't have health insurance in California?
Car insurance wont cover health insurance. Car insurance will cover any medical bills related to an automobile accident you are involved in though. If you were in an automobile accident, contact your auto insurance company right away.
If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
Underage permit driver HAD accident in noncustodial parents car?
If an underage permit driver had an accident in a noncustodial parent's car, the insurance of the custodial parent should cover the cost. Contact the insurance company for full coverage benefits.
Will insurance cover the damages to the transmission from an auto accident?
If the damage occurred during the accident in question, then it should.
