Then they are not covered under your insurance policy in the event they have an accident. The terms of your auto insurance require that you notify the insurance company of any change in household drivers.
Some policies will cover the accident but they also have the right to retroactively bill you for all the premiums you failed to pay through the fraud scheme from the date your teen became a licensed driver. Once they have back billed you for the unpaid premium they can also cancel your policy on moral grounds. They usually use this vague moral clause for cancellation of the policy as it does not require criminal accusation.
Failure to schedule young drivers is a well known form of insurance fraud. It is considerd fraud through deception and missrepresentation of a known risk not disclosed to your insurer.
If your insurer refuses to cover the accident, and they can based on the fraud scheme, since you own the car you could have to pay all the costs associated with that accident out of pocket since you elected not to insure your child to drive your vehicle.
If your teen is a minor, there is also the potential that you could be charged with parental neglect and or child endangerment since you knowingly and intentionally allowed a minor in your care and custody to drive a motor vehicle without insurance.
There are many options for car insurance for teen drivers. One way to get it is to visit www.Geico.com/New Jersey and sign up. You can add her on to your existing plan.
Yes, car insurance for a teen in California is expensive. But then, car insurance for a teen driver is expensive everywhere. The least expensive way would be to them to your existing policy, you may get a discount.
They do it on your demand of coverage. Car rental companies dont add you insurance in car rental amount, Its just like you book flight ticket there is option of choosing insurance or not.
Yes, you can add your grandson to your car insurance policy. Speak to your insurance broker.
You can get a car insurance unless you will buy a car.
The Insurance Rates website allows one to compare car insurance rates in order to find the best coverage for teen drivers. One can also get car insurance quotes online from different car insurance companies such as Progressive, GEICO, and State Farm.
Answer If you don't have your own car and you are going to be driving their car, yes they have to add you to their car insurance or you won't be covered..
Yes, anyone that drives a car needs to be insured
It is very difficult and expensive for a teenager to get car insurance. The easiest way to get it is to be put on your parents' insurance and pay them the added insurance cost out of your wages.
Check with your local insurance agent.
Only if the insurance company believes it was your mom driving at the time.