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In Georgia the policy follows the vehicle. This would be vicarious liability and it would be covered. However the insurance company can possibly deny this claim cause the person driving the auto obviously didn't have permission by the insured to be driving this vehicle. That's a hard one to answer...

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Q: What happens when a person with a learners permit but with no one fully licensed in an insured car hits someone else Will their insurance company pay the victim or is the policy void?
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What happens if an unlicensed driver is driving insured car and has accident and not at fault?

You must be licensed to drive, or have a permit and a licensed driver with you. Otherwise, there are legal consequences for that driver. The insurance company may not pay for any damages depending on the policy.


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When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.


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We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.Answerthe insurance company raises your rates and pay a deductable


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What happens in MI when a person doesn't have insurance?

Keep the person there and call the police or the insurance company so they can walk you through it.


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