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What happens if you get into an accident but only have a license but no insurance but the other person doesnt have a license or insurance Whos at fault?
Wiki User
∙ 18y ago
Who has insurance and who has license, is a non factor in determining liability for the accident. The person who is At Fault will be based upon the police report and who caused the accident. You have no insurance, and have left yourself wide open to a judgment against you that could cost you plenty. You chose to drive without insurance, and in doing so you will be require to accept responsibility for your actions. You do not even have uninsured motorist insurance to cover your damage even if the other driver is at fault and cannot pay. You were not insured, and will now pay for that mistake.
Wiki User
∙ 18y ago
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What happens in a motor vehicle accident when the other person who hit you doesnt have car insurance?
They have to pay for your repairs themselves
Are you penalized on your ins. if your 16 yr old doesnt have license?
If your 16 year old has no drivers license but drives your car and has an accident, your insurance premium could be negatively affected.
Does paying more for car insurance benefit you if you're in an accident?
Paying more for your insurance doesnt gurantee any better coverage or better protection in an accident.
What happens if a persin is injured in a vehicle and doesnt have insurance?
It's on your car insurance.
What insurance company is best for a 16 year old teenager with license?
doesnt matter
What if you are driving someones car that doesnt have insurance and you get in an accident but you did not know they did not have insurance?
Usually, it is the responsibility of the owner. However, if you have insurance on your vehicle, they will step in as secondary coverage...including covering the damage to the vehicle you were driving, if you have the coverage.
If you live and have a drivers license in one state but work in another in which state do you register your car and get insurance?
doesnt matter You would register and provide insurance in the State you live.
Will insurance cover if borrower doesnt have a drvers license?
If you are listed as a covered driver on the Insurance Policy then yes they will pay the claim whether you are licensed or not. Most Insurers will not offer you an auto insurance policy to begin with if you are not licensed but some will.
If someone gets in an accident exchanges insurance information doesnt call the police for a report and leaves the scene of the accident can a misdemenor or felony be charged to that person?
No, the accident occurred between the two parties, a police report is not necessary. Your insurance company can take the information regarding the accident. A police officer may write a citation based on the story that is told, but he cannot testify that he witnessed the accident so his involvement is generally useless.
License is suspended and dad is going to buy you a new car under his name but dad doesnt know about suspended license so will dealership ask for your information also?
Dealer may not - Insurance Company definitely will
How can insurance players improve insurance market?
it doesnt
If your friend gets into an accident with your car and you later find out he doesnt have a license and your insurance company does not covered unlicensed drivers who is responsible?
its the owner of the car. since they let the driver borrow the car (even if you didnt know they didnt have a licence) is responsible because if they were unsure they should have asked to see the licence before lettin the driver orrow the car
