In the UK, if you are insured fully comp for your own vehicle you are covered to drive any vehicle for third party damages, unless your policy states otherwise. Some policies allow you to drive any other vehicle fully comp. Check your policy.
P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.
i believe youd be arrested for Grand Theft Auto
You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.
you could get fined up to 200 to 300 pounds for not having the insured vehicle in your name or maybe it even can get impounded.
If the car you are driving is insured then you are not driving without insurance.
If you are driving the car, then you are officially liable for driving without proof of insurance, but most police will be understanding if you are driving a company car that you didn't know was insured.
Is driving without insurance
The vehicle is insured not the individual. You can pay for and obtain the insurance in the name of the owner with you listed as an insured operator.
Depends on what state you're in.
You need to add him to your insurance or he must have his own. Your boyfriend is not automatically insured.
If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.
Absolutely. You are responsible for making sure the vehicle that you are driving is insured. It does not make any difference that you have other car insurance or even that the owner of the vehicle has other insurance. If there is not insurance on the vehicle you are driving then you are guilty.