ill let you know just had this happen to me last night....and they ran. cops got them though.
If someone hits a parked car then they are automatically liable.
they are both screwed
Call them and their insurance company.
If your car is parked and someone hits it, your rates should not go up. The other car's insurance company should take care of everything, even if you have the same insurance company. You are entitled to have your vehicle repaired following an accident that was caused by someone else.
No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.
Several things can happen. Allowing you parked legally other than insurance: the person who hit your parked car is responsible to pay damage. If you were parked on private property the lack of insurance means nothing. If you were parked on a public road or public parking lot you could be on the hook for a ticket for uninsured vehicle, but the other guy should pay anyway. Don't admit to driving with out insurance!
Fill out accident report with police. The person's insurance will pay for repairs.
if it there fault there insurance pays
The insurance company has no reason to raise your premium, the situation was completely out of your hands.
Yes, alternatively you could pay for the repairs yourself.
If you are driving a car or have it parked on a public street or parking lot then it must have insurance
You've crashed into an illegally parked car.... You can be sued...