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What happens if an unlicensed driver is driving insured car and has accident and not at fault?
Wiki User
∙ 12y ago
You must be licensed to drive, or have a permit and a licensed driver with you. Otherwise, there are legal consequences for that driver. The insurance company may not pay for any damages depending on the policy.
Wiki User
∙ 12y ago
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Is an uninsured unlicensed driver that is driving an insured car covered if he gets in an accident?
The majority of the time no because it is an insured's policyholder's duty not to let unlicensed people driver their car because they cannot legally drive.
What happens when adult unlicensed driver hits you and is driving an insured car?
Generally, the owner of the insured car is held liable for any damages or losses involved after an accident. So if you want to file a claim for compensation after a crash, it is better to file it with the owner of the insured car or his insurance company. The adult unlicensed driver however, can be held liable criminally if there was death or injury involved.
In California what happens if an uninsured unlicensed driver is driving your insured car and has an accident and the other driver is licensed and insured is at fault?
the insurance of the owners car would have to be liable. basically, your not gonna get sh*t cus driving with no license or insurance automatically makes you at fault--regardless of who really in all actuality was. DONT DRIVE WITH NO INSURANCE.
What happens if an uninsured unlicensed driver is driving your insured car and has an accident?
If you have Auto liability Insurance and you gave this person perrmission to drive, The Insurer will probably have to pay the bill for the accident. The company will then probably have to promptly cancel your insurance coverage for allowing an unsinsured unlicensed driver to operate your vehicle. Your next Auto Insurance Policy premium will take into account your claims history and charge accordingly.
What if an uninsured unlicensed driver is driving an insured drivers car causes an accident with bodily injury?
The injury would most likely not be covered under your auto because you let an unlicensed driver drive your vehicle when they cannot legally drive.
Am I insured if I have an accident while driving some else's car?
If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.
What happens if unlicensed driver hits you in an insured car in North Carolina?
That fool is going to be in jail for quite a while.
What happens if a unlicensed driver hits your car and your not insured?
You can try to sue the unlicensed driver, but if they don't have the money to pay any damages awarded, you are well and truly up the creek.
What happens to you when an uninsured unlicensed driver driving your car has an accident?
Is your car insured? Did the driver have your permission? more that likely there will be coverage, (subject to any policy exclusion), but you will obviously have rate increases that will take many years to clear up. If your vehicle is also not insured, you will more than likely be held (assuming driver had permission), equally responsible for all costs, not to mention fines, loss of plates etc.
Who is liable in washington state if an insured licensed driver hits an insured vehicle with an unlicensed driver?
The at fault driver always has the primary liability for the damages they cause in an accident. (The guy who rams the other guy).
Is an unlicensed driver still insured on my car?
NO!
If an unlicensed driver is in an accident with an insured car will the insurance company still cover the damage?
Most likely yes.. but your rates are going up, and the driver will be cited.
