The gist of your question is not clear. Specifically, insurance claims are not directed to people; instead, insureds or claimants direct claims to insurers.
If you are asking about the options that a claimant has if the at-fault party or his/her/its insurer denies liability or damages or both, the claimant is free to file a civil suit for damages. The burden will be on the claimant to prove liability (fault) and damages. If the person sued has liability insurance applicable to the claim, the insurer will provide a defense to the insured, or settle the claim with the claimant if it believes that its insured has a legal liability for the occurrence.
If you are asking about the options that an insured has against his/her/its own insurer in the event of a first-party claim, the insured may likewise usually file a lawsuit for coverage. Those types of lawsuits are generally complex, and it is usually not advisable for the insured to try to represent him/herself. Further, virtually all States have bodies of statutes pertaining to claims settlement practices, and some may provide for additional penalties that can be imposed by the State insurance regulator.
Keep the person there and call the police or the insurance company so they can walk you through it.
She is suing you and you must notify your insurance company of the lawsuit. They will pay, make an offer to settle or defend you.
As long as you have insurance you are covered under your insurance. Your insurance will pay the cost to get the car repaired. Now from here it is up to you to seek a lawsuit against the person who hit you if you have there information.
The person filing a lawsuit is the Plaintiff. The person they are suing is called the defendant.
The person who brings a lawsuit is called the Plaintiff or Petitioner.
You probably get arrested.
It is more expensive but the risk of a car accident is much higher. In case of a lawsuit it is well worth it.
The person the lien is against is still obliged to make the payments. If they fail, a lawsuit can be filed.
Typically the person who hit you pays. If they don't have insurance, your no fault insurance will pay for it.
Insurance polices and carriers differ. A person would need to contact their insurance company to see how long they have to file a claim. In Oregon, a person has up to 10 years to file a personal injury lawsuit in court for a car accident.
Either through your own "uninsured motorist" coverage in your policy or through a lawsuit against the person that hit you.
It is up to the health insurance policy and provider contracts that determine which detox center a person can go to. You have to call the insurance company to get placed in one and get approval for treatment.