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If you are walking down the street and are hit by a car, of course, the majority of the coverage will be from the car that hit you and their liability coverage. You personal auto coverage may also have some coverage to help you as well. If you have medical Payments Coverage it will pay from your personal policy, also if you have work loss that coverage can come from your personal policy to supplement the other party's coverage. There may even be some more little coverage that jump in to help out.
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If a driver hits a pedestrian and does not have adequate car insurance but does have adequate homeowner's insurance will it cover the accident?
No. They are two totally different types of insurance.
If a pedestrian is found at fault in an accident involving a car and pedestrian which insurance would pay the medical bills - the auto insurance or the pedestrian's health insurance?
Since Pedestrians always have the Right of Way, It is very rare if not impossible to find them at fault unless fraud or gross negligence can be established. Traditionally The drivers liability insurance will pay their medical bills. It depends on your state's laws, but typically -- and strangely enough -- you'll find that the auto insurance will cover the pedestrian's medical bills. On the other hand, if your state doesn't require you to carry medical coverage (either Medpay or PIP) on your car insurance, the pedestrian might have to go to his or her health carrier. The reasoning behind this is that, despite liability, it's against public policy to not cover the medical bills of a pedestrian hit by an automobile. If auto insurance didn't pick up those bills, it would have a cascade effect on all the medical providers and vendors who attended the pedestrian.
Does comprehensive auto insurance cover transmission work?
Not unless the transmission was damaged in an auto accident. Auto Insurance does not cover maintenance nor does it cover normal wear and tear.
Will state farm auto insurance cover a boat rental?
Auto insurance will not cover a boat under any circumstances.
Will auto insurance cover the use of ATVs too?
I am unsure if Auto Insurance will cover ATVs on the road, or off road.
Will homeowners insurance cover injuries from an auto accident on private property?
No. Homeowners Insurance does not cover Auto accidents. Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.
Does homeowners insurance cover auto damage to non-owners vehicle your property by someone hitting a pole?
Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
Does your auto insurance have to cover you if your license is suspended?
Yes it does have to cover you
Does Arbella auto insurance cover a rental car in Ireland?
Hi, Arbella auto insurance does not cover insurance for car rental in Ireland. You can buy insurance at http://watchliveauctions.com/car_insurance
Does auto-owners insurance cover manufactured or modular homes?
Auto Insurance is for vehicles not for homes.
Will your flood insurance cover your car in the driveway?
No, Flood insurance will not cover your Automobile. Your Comprehensive Auto Insurance will cover flood damage to your Car.
Will your auto insurance cover you if the vehicle you are driving has no insurance?
Umm... No... If your car has no insurance then then it doesn't have anyone to cover it... That's why you need insurance...
