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What does an uninsured driver pay when hitting an insured driver?
Wiki User
∙ 11y ago
If it is the uninsured driver's fault in the accident, you can still file a lawsuit against the uninsured driver but you'll only be able to recover from their personal assets, which in many states won't be much because many states allow you to shield many personal assets from this sort of recovery.
You will also be filing a claim against your own Uninsured Motorist (UM) coverage on your insurance policy.
Wiki User
∙ 11y ago
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If an insured truck driver from another state hits an uninsured motorist will the insured truck driver's insurance pay the expenses of the uninsured person?
Only if the truck driver was at fault.
In New Zealand if an uninsured drivers car is hit by an insured drivercar will the insured drivers insurance still pay for the damages to the uninsured car?
In most cases if you are fully insured then your insurance will pay for the uninsured driver's car. However if it is only a third party insurance then most likely you have no cover if it is your fault. However it depends on the insurance company and the policy that you signed.
What happens if an uninsured driver causes an accident in an insured car?
Vehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it.
In the state of Texas If an uninsured person driving a borrowed car causes an auto accident does the driver or the owner of the car pay for the accident?
Some states are different, but in Michigan, the company who insured the car is responsible. They can then go after the uninsured driver Some states are different, but in Michigan the company who insured the car is responsible. They can then go after the driver .
What happens if an insured automobile hits uninsured automobile?
the uninsured automobile owner rhas to pay out of pocket for the damage
If an insured motorist is at fault and hits an unisured motorist will the insured motorists insurance company pay the expenses of the uninsured person?
Yes, this is because as you stated, the insured driver was at fault. The at fault driver is responsible regardless of the insured status of the person they hit. A good rule of thunb is this,, If they had insurance would I be responsible If the answer is Yes, then the answer is still Yes
If a uninsured car is parked and hit by an insured car will the insured cars insurance company pay for damages?
Only if the insured car was at fault.
If an insured motorist hits an uninsured vehicle and the insured motorist claims it is their fault who will pay for the uninsured vehicle?
regardless of whom is insured or not, the 'negligent' or liable party is responsible for the damage or 'to make whole' the injured (this means damage to vehicle as well) party........ i think the insured should pay since it was there fault
What happens to the owner of a car that gets into an accident with someone else driving there uninsured car?
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.
Will progressive insurance pay for an uninsured vehicle if the at fault vehicle was insured by them?
The insurance status of the victim's vehicle is irrelevant. The at-fault insurance company will pay for your damages whether your car is insured or not.
An insured driver is unknowingly driving an uninsured car and has an accident. The owner of the uninsured car is injured. Who pays for the damages and injuries?
You can check with your own insurance and it will most likely cover your medical costs but I doubt they will pay for the damage to the vehicle. If you wish to get payment from the uninsured auto owner you will have to sue them in civil court. Good luck
What happens if there is an autombile accident with a motorcycle and you have insurance but the other motorcyclist does not have a license or registration?
Same as if it where 2 cars. The uninsured driver will be sited and then your insurance will pay for the repairs and try and collect from the uninsured driver, if you have uninsured or underinsured coverage, if not you can take the uninsured driver to small claims court.
