If you feel you haven't been treated fairly, I would file a complaint with your state insurance company or have your lawyer do it.
you will have to pay a debt and GET CAR INSURANCE
Some insurance companies will sell the car back to the owner. Others sell the totaled car to a salvage yard.
It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage
Car insurance that pays for your injuries when you're in an accident in your car is
The insurance company. They have in theory bought the car or what was left of it.
No, they will not.
Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.
That depends on what the car is and how much the insurance values it at.
The insurance company will pay the finance company not you.
NO.
Ok, Personal Injury Protection, (PIP), is the name of the coverage which pays for your injuries after a car accident, it is something we sign up for when we start our car insurance policies. In order to figure out if you have Personal Injury Protection, start with a call to your insurance company. They can tell you in this first call if you have medical coverage for your injuries.
No.