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What do I do if I have no auto insurance and someone hit my car?
Wiki User
∙ 11y ago
If the person who hit your car is the cause of the accident, then it doesn't matter if you have insurance, since the other driver's insurance company is obligated to pay for the damage (assuming that you can prove your case).
If the case the way around then the case might be a big problem. Never hesitate to get insured. It is in the mind of people saying they're costly. Think of it hitting others car.
Wiki User
∙ 11y ago
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What do you do if you have auto insurance and you hit a parked car whose driver does not have auto insurance?
Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.
Does your auto insurance deductible cover your car and the car that you hit in an accident?
You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.
What happens if you hit someone while driving an uninsured rental car?
If you have an auto insurance policy that covers non-owned vehicles - then your liability and collision coverage would likely extend to your rental car. If you don't have collision coverage - then you will be on the hook to repair the rental car. If you don't have any auto insurance - then you can be sued for a lot of money by both the rental car company and the person you hit.
Does your insurance premium go up because someone hit your parked car with a pedal bike?
Rather than turn in a claim to your auto insurance, why not just go after the owner of the bicycle? Let their homeowners insurance cover the loss then you don't even have to worry about your auto insurance rates.
Can you be liable if someone was driving your car and he hit a pedestrian walking out of a crosswalk?
It was your car so your insurance will have to pay. Never loan a car out to someone who is not on your insurance policy.
If person you hit in car accident has already been paid by their auto insurance co. can the insurance co sue you?
They can
What happens your car is totaled?
If you have the proper insurance or you were hit by someone you will surrender the car and the title to the insurance company and they will pay you the actual cash value of the car before it was hit.
If someone hit your car in a parking lot and filed a police report does their insurance pay?
if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.
If you hit someone in an accident does your insurance pay for the repairs?
If you hit someone in a car accident and you have auto insurance even if they don't your insurance will cover repairing both automobiles.This is why you carry insurance. You will not be charged anything for the repairs to the other persons automobile.It is always best to let the insurance pay for it! It beats the other party suing you, that can get ral ugly and make your insurance go way up if you loose.
Who is liable if someone else borrowed your car and hit another car and you don't have insurance?
You both are.
What if someone hit you would the lender of your car pay for the damages if you had no insurance?
yes
Who do I contact if someone hit my car?
Your insurance company first, then, the police for a report.
