If you hit someone in a car accident and you have auto insurance even if they don't your insurance will cover repairing both automobiles.This is why you carry insurance. You will not be charged anything for the repairs to the other persons automobile.It is always best to let the insurance pay for it! It beats the other party suing you, that can get ral ugly and make your insurance go way up if you loose.
Fill out accident report with police. The person's insurance will pay for repairs.
They have to pay for your repairs themselves
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
Yes, alternatively you could pay for the repairs yourself.
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
Just because they left, doesn't automatically make them at fault. The insurance company claims department will make the determination base on the facts of the accident itself, not about what happened afterward.
Once you decided to not go through insurance and not file a police report, you left yourself open for paying for your own repairs. Sorry you learned such a hard lesson. Never have an accident and not get a police report. The insurance company is not going to pay out based on someone's word. A police report is needed to file a claim.
Yes. The guy who hit your car pays or his insurance covers it.
whut if you were in a bus accident and the bus didnt get the insurance information
Once your insurance has paid, you are responsible for the rest.
If the accident was your fault you're out of luck. If you were hit by someone, their insurance will total your car and pay you for its actual cash value.
Either through your own "uninsured motorist" coverage in your policy or through a lawsuit against the person that hit you.