Unfortunately, there is nothing you can do with your insurance company. If you only have liability insurance, they do not pay anything to have your vehicle replaced.
If you only carry liability insurance, that is all that the insurance company is liable for in this state.
It depends on the state, but at least where I live, the insurance of the stolen car pays for damages. Check it out with your insurance agent. He/she should be able to give you that information, even if your liability won't cover it.
Liability Insurance and the Stolen VehicleNo, Liability Insurance provides coverage for damages or injuries that we cause to others. It does not provide coverage for our own vehicle damages or theft.
No,, Liability insurance is the minimum financial responsibility requirement in most states. Liability only is the cheapest way to go on your premiums but it only covers damage we do to another person or vehicle.In order to cover a stolen vehicle you would have needed to purchase comprehensive coverage on your vehicle policy.
You must have comprehensive coverage in order to recover on a claim from your insurance company if your vehicle is stolen. Liability only is just that, liability for your legal liability for damage or injuries to others.
i would say no...i don't know of any store parking lots whose liability would cover your vehicle if stolen...only instances i can think of where there MIGHT be coverage would be if you left your vehicle at a repair shop for them to work on and thru some NEGLIGENCE on their part, your vehicle was stolen, such as they left it outside with the keys in it....didn't take proper care in the securing of your vehicle..........sorry......
You can check whether your car is stolen or not just by having a number plate. The not only car you can go for stolen motorbike check incase you need to know whether your bike is stolen or not before buying it.
The average Michigan car insurance rate for liability only policies is about $2000
Liability only covers the "other' car/property. So no the rental car would not be covered.
no it does not, liability covers only the second party.
YOU will. only his liability will follow him. you loan your car, you loan your insurance as well. So looks like your not getting your car paid for.
In state of Michigan, you can only have liability coverage if your car is paid off. Otherwise, you will have to purchase a full coverage policy.