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My son does not live in my home but drives my car occasionally do you need to list him on my policy?
Wiki User
∙ 15y ago
Unless your policy specifically covers ANY driver to drive your car, then all drivers that do drive your car should be specified (by name) on your policy.
Wiki User
∙ 15y ago
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Will auto insurance cover if child drives car on occasionally does not live with you?
No. You policy states that you must list all household members and drivers of any of your vehicles no matter how often. Especially in the situation of a child who is related to your by blood or marriage. Be very careful with issues like this. You are not paying the company for the premium due them for this driver so you have no right to expect them to pay the claim when the person have an accident. The can and will deny the claim. I have seen it done and it states your requirements in the policy.
What is location influences on auto coverage?
You must list the garaging address on the policy (not a P o Box). The vehicle is rated based on the zip code where it is garaged. Say parents live in rural Georgia but their child drives a car to college and stays in the dorm. The vehicle that the child drives to college will be rated based on the Atlanta address while the other family vehicle will be somewhat less expensive as they will be rated at the home of the insured. You can have multiple garaging address on an auto policy.
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Do you have to add your child to your auto insurance policy if they do not live at your address?
In the state of Texas you do not have to list your child on your policy. If living in your home you can enlist a separate policy for that child. If living in another home it is never a requirement to have them on your policy although there are some policies which certain insurance companies write which require the child on your policy while living in your residence.
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Do you have to add a licensed family member to auto insurance policy?
You usually have the obligation to list all household residents and regular drivers on your insurance policy. If we are talking about your Grandparents who live in another state and never drive your can then no. If it is your sister who lives with you and borrows your car occasionally then yes she must be listed as a driver.
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