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Do you have to add your child to your auto insurance policy if they do not live at your address?
Puptch
In the state of Texas you do not have to list your child on your policy. If living in your home you can enlist a separate policy for that child. If living in another home it is never a requirement to have them on your policy although there are some policies which certain insurance companies write which require the child on your policy while living in your residence.
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∙ 11y ago
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Will your auto insurance cover your child?
If you add the child as a driver on the policy.
How do you keep your njm auto insurance if they threaten to terminate your policy based on your child's driving record?
You have to remove your child from the policy and have them find their own.
How can a parent remove a child from an auto insurance policy after he's turned 18 years old and has moved away from home?
Just call up your insurance company/agent, and tell them that you request his name to be removed from your policy. They will then issue you a new policy w/ id cards. Some insurance companies require that the 18 year old has acquired auto insurance elsewhere before removing them from the parent's policy. This may prove difficult for the parent who may be forced by the insurance company to carry auto insurance on their child indefinitely until such a time when insurance can be obtained.
Who covers a child's car insurance with shared custody?
Either parent could provide insurance for a child under their auto insurance policy. Alternatively, the child could obtain their own auto insurance policy if either parent is willing to countersign sign the insurance application with the child. As far as liability causation the parent who facilitated the acquisition of the automobile wold have the greater responsibility for resulting damage and liabilities.
Should you add a child to your auto insurance policy?
Not necessary- you only add/exclude drivers
Can you get insurance on auto that is not in your name?
You can pay for insurance on an auto that is not yours...but the policy must be the titleholder's policy.
A minor child with no license hit my car will her parents auto insurance repair my car?
As the driver is a minor child, the Custodial Parent or other Custodial Entity is Financially Liable for the acts of the minor child. An auto accident may or may not be covered under the Custodians Auto insurance Policy depending on whether the child is covered or excluded from coverage on that Policy.
Can a parents leased car be driven by their child and housed at a different address other than the policy address?
You need to make sure the insurance company knows that the child is now the primary driver on that vehicle and you also have to give them the garaging address where the vehicle is normally kept. These are requirements under the policy. As long as you are honest with the insurance company you will find that an auto insurance policy is a very flexible contract. As a matter of full disclosure, I own and operate a small Independent Insurance Company in Central Georgia and have for the past 22 years. Prior to that I worked as an agent for a direct writer of insurance for 3 years.
How do i find out exactly what my auto insurance covers with my policy number?
Talk with your auto insurance agent if you don't know how to read your insurance policy.
If you total your car after your insurance is canceled will GAP insurance still protect you?
NO,, GAP Insurance is supposed to pay the difference between what your Auto Policy paid and any remaining portion of your loss after the Auto Insurance Policy has paid it's maximum. If No Auto Insurance Policy is in Place providing comprehensive and collision coverage then your GAP Policy is Null and Void. GAP coverage only pays in conjunction with your Auto Insurance Policy. No Auto Insurance! No Gap Payment
What type of auto insurance covers the driver no matter what vehicle they are driving?
There is no Such Auto Insurance Policy. You would need a Primary Auto Insurance Policy on your own Vehicle and then an attached Umbrella Policy on top of it in order to get close to this.
What are the length of the terms on Progressives Auto Insurance Policy?
The length of the terms on a Progressive auto insurance policy will depend on which type of policy you choose. The longer you commit to their insurance, the better deal you will get.
