Your grandson is covered to drive your vehicle if he meets the following criteria:
He is fully licensed He does NOT reside in your household, He has been given expressed consent at all times to drive the said vehicle by the owner/insured person.
Depends on your insurance, I am coming to that situation myself. I plan on calling my insurance agent
There is no such policy. All auto insurance contracts require disclosure and scheduling of all drivers for coverage.
If the 16 year old grandchild lives in your home or drives your vehicles then yes you are required to add him or her you your insurance as a primary or secondary driver depending on how much they drive.
If everyone was legal, yes, a collision should be covered by the insurance company.
If someone without a valid drivers license and without car insurance drives a car that is covered by car insurance, does that insurance pay for that uninsured driver if they have a accident?
I could be wrong, but I would think the motorcycle dealership would have insurance for their vehicles that would have it covered for things like test drives.
Yes, if a lot of people drive the vehicle, you need insurance to cover everyone who drives it. Although typically the insurance goes with the person, so as long as your people are covered, the vehicle is.
He has no coverage. Unless the minor gets insurance elsewhere. He would likely be covered as a permissive driver of the friend's car, under the friend's policy.
Only if he as a multiple driver policy. If not, then no, you would not be covered in the event of an accident. He could add you to his policy- just call the insurance company with the details. Not unless she is listed as atleast an occasional operator on his insurance policy.
no
Before a driver drives a motorcycle, they need to have motorcycle insurance.
Most insurance companies cover a minor with a learners permit under the parents insurance because the minor drives while the parent is present. In the state of CO,CA, and WA. Your covered under your parents. Some states may have different laws, but I doubt it. Please check with your parents insurance company.