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Q: Is there a deductible on liability insurance?
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Is there a deductible on liability car insurance?


What is the normal deductible for bodily injury liability car insurance?

The deductible for bodily injury liability car insurance depends upon what you select. The deductible portion is not covered by the insurance policy and thus high deductible policies have a lower premium. Car insurance requirements also vary from state to state.

Who pays the deductible when the other person is at fault?

There is not deductible with liability insurance coverage. Liability pays the party who is not fault for their damages without a deductible. If you were at fault collision would pay for damages to your vehicle but you will have a deductible of whatever you selected when you purchased the insurance policy.

Does your auto insurance deductible cover your car and the car that you hit in an accident?

You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.

Can you get your deductible back when your auto insurance is subrogating?

Yes. In many cases your insurance company may waive your deductible if the third party's insurance company accepts liability.

How much is the deductible on liability coverage for Hartford Insurance?

There is a very minimal deductible of only one hundred dollars for the liability coverage for Hartford Insurance. There are also certain circumstances where one can waive the decuctible also.

If you get into an accident and the other driver is at fault and your car is totaled of course his insurance will pay but if they pay the deductible who gets it?

There is no deductible for liability claims.

In a two car accident who is responsible for the deductible?

If you are going through your own insurance, you are responsible for your collision deductible. If the other person is at fault, you can go through their insurance under their liability coverage so you do not have to pay a deductible.

Do you need full coverage insurance on a vehicle in order to have a cracked windshield replaced or will liability and PIP insurance cover it?

Full coverage, minus the deductible.

How do you lower homeowners insurance?

You can get a burglar alarm, increase your deductible or lower you personal liability limit. As to the deductible and liability limit you'll need to check with your mortgage company as they will dictate the minimum amounts. You can also shop around other companies.

What type of insurance has a sir deductible?

SIR stands for self insured retention. It is a deductible applied to some liability policies. The term deductible is used for insurance that covers property losses, such as the insurance that would replace your house if it burned down. Retention is a term that refers to liability insurance, insurance that pays on your behalf if your negligance caused someone else to suffer a loss. Certain liability policies,such as umbrella policies and professional liability policies require the insured to, under certain circumstances, pay for part of the loss. The self insured retention is paid by the insured before the insurance company pays for the remainder of the loss. On umbrella liability policies the self insured retention applies to losses that are not covered by underlying, primary liability policies. On professional liability policies, the self insured retention applies to all losses, and is a way for the insured to lower their premiums by retaining the risk of losses up to a certain amount.

WHEN health insurance deductible?

WHEN WHEN when is health insurance deductible paid when? When?