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Comprehensive.

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15y ago
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Q: Is it a collision or comprehensive loss if your garage door falls on your vehicle?
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Is hitting a garage door covered under comprehensive car insurance?

No because that would count as a collision. Comprehensive insurance covers anything that's not considered a collision: a tree falls on your car, impaled by hail stones, gets stolen, gets vandalized, gets on fire, acts of God, someone backs into your car and takes off, those sorts of things.


If a tree falls on your moon roof what insurance coverage do you use?

File a claim on your comprehensive auto insurance if you have it. Your homeowners insurance will not cover damage to your vehicle.


What does full coverage insurance cover?

most people refer to ''full coverage'' as having the state required liability coverages as well as coverage on your vehicle, ''collision' and ''comprehensive coverages''.......there are many many coverages that you can elect to purchase, (ie accidental death, umpd,medpay, rental, tow, and etc)


Does comprehensive insurance cover damage to your car if a shovel falls on car while car is sitting in your garage?

A comprehensive insurance policy would probably cover damage as described. However, the deductible and potential premium increase for making a claim might make it more advantageous to not make a claim.


In what accidents can one get whiplash?

Whipslash is usually associated with motor vehicles, usually when the rear of the vehicle has a collision. Whipslash can also be obtained in many other ways such as headbanging, bungee jumping and falls.


Are you liable if your fence falls on your neighbors car during a hurricane?

No, nobody is liable for an act of nature. Your neighbors will have to look to their own Comprehensive Auto Insurance to cover windstorm damages to their vehicle


Is it dangerous for birds to make a nest up high in the garage?

it is not dangerous unless when the garage opens and hits the nest and it falls then it is dangerous. but it is not.


If a tree on city property falls on your car who pays?

If you do not have comprehensive insurance, unfortunately you do. Bummer!


If live tree falls during clear weather on your vehicle while it is parked under it am i covered?

No. Besdies, why do you need cover if it falls on my vehicle?


Who is responsible for damages when a tree falls on a car during storm?

That is an act of Nature. No one is responsible (liable) for an act of Nature. Your homeowners policy will not cover it. The comprehensive portion of the vehicle owners Auto Insurance policy would have to cover the damage.


Does full coverage cover a windsheld?

The windshield generally falls under the comprehensive portion of your policy.


What if the car in front of the car you hit doesn't get hit are you at fault?

Assuming the question is asking in a three car accident the rear most vehicle doesn't strike the front vehicle, could fault be assigned to the rear most vehicle. Answer: Yes, in many states. Laws vary from state to state and depending on the circumstances and the reporting of the police officer on the scene. The officer would determine fault in the accident, which most typically falls on the rear most vehicle who initiated the collision. You are at fault for any vehicle you strike in a rear end accident.